415 E Rim Estates Trl, Payson, AZ, 85541
About This Home
Exceptionally rare opportunity to own over 400 feet of year-round East Verde River frontage on a 3.42-acre private parcel featuring tranquil ponds and 100-year-old apple trees. This stunning custom home is perched approximately 300 feet above the river, offering breathtaking Mogollon Rim views while still allowing you to hear the soothing stream from the home with windows open. The home features 4 bedrooms, a theater room, living room, and great room, highlighted by exquisite granite countertops, a wood-burning stone fireplace, and laminate wood flooring throughout. The primary suite offers its own private deck with breathtaking Rim views, while the primary bath includes a jetted tub, walk-in shower, and spacious walk-in closet. An additional deck off the great room provides the perfect space to relax and enjoy the serene surroundings. The entire exterior of the house was repainted in February 2026. The lower portion of the property fronts the East Verde River and includes a barn, offering serene water views and seasonal fishing opportunities. Ideal for horses, riding quads directly from your doorstep, or simply enjoying the natural beauty. Towering Ponderosa pines surround this magical, private setting. Conveniently located just 25 minutes from Payson for shopping and dining, and 45 minutes to the lake for boating and fishing. The lower portion of the lot lies partially within a flood plain. County assessor lists the home at 2,445 sq. ft.; previous owners were informed by a builder that the home measures approximately 2,701 sq. ft. Buyer and Buyer's Agent to verify all facts and figures deemed important. Information deemed reliable but not guaranteed. Make memories here as this one-of-a-kind riverfront retreat won't last. *Some exterior photos were taken in prior seasons/years to illustrate the property's seasonal landscaping and foliage.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2009
Materials
- Roof: Asphalt
- Construction materials: Stone,Wood Frame,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story,Multi Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Washer/Dryer Stacked
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Breakfast Bar,Living-Dining Combo,Wet Bar,Pantry,Master Main Floor
- Window features: Double Pane Windows
- Flooring: Carpet,Concrete,Laminate,Tile,Wood
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Heat Pump,Ceiling Fan(s)
Interior Area
- Total structure area: 2,701
- Total interior livable area: 2,701 sqft
Property
Details
- Parcel number: 30204125P
- Zoning: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch,Covered,Patio
- Exterior features: Storage
- Spa features: Bath
- Fencing: Partial
- Has view: Yes
- View description: Trees/Woods,Mountain(s),Rural
- On waterfront: Yes
- Waterfront features: Creek
- Horses can be raised: Yes
Lot
- Lot size: 3.42 Acres
- Features: Landscaped,Many Trees,Tall Pines on Lot,Hill Top
- Lot size dimensions: 3.42 Acres
Parking
- Total spaces: 3
- Parking features: Garage Door Opener,Attached,Direct Access,Tandem
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Gila County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,825 | $81,900 |
| Home Insurance | $379 | $4,548 |
| Property Taxes | $618 | $7,416 |
| Electricity | $286 | $3,432 |
| Total | $8,108 | $97,296 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-23 | Listed for sale | $1,699,900 |
| 2023-02-16 | Sold | $1,469,000 |
| 2023-02-05 | Pending sale | $1,599,900 |
| 2023-01-08 | Price change | $988,900 |
| 2022-11-14 | Price change | $1,599,900 |
| 2022-11-14 | Price change | $989,900 |
| 2022-10-20 | Price change | $1,675,000 |
| 2022-10-20 | Price change | $1,025,000 |
| 2022-10-20 | Price change | $1,675,000 |
| 2022-10-20 | Price change | $1,025,000 |
| 2022-10-05 | Listed for sale | $1,050,000 |
| 2022-07-27 | Listing removed | $1,199,000 |
| 2022-06-25 | Price change | $1,199,000 |
| 2022-06-01 | Price change | $1,299,000 |
| 2022-06-01 | Price change | $1,699,000 |
| 2022-06-01 | Price change | $1,299,000 |
| 2022-05-16 | Price change | $1,350,000 |
| 2022-03-03 | Listed for sale | $1,750,000 |
| 2020-08-01 | Listing removed | $1,250,000 |
| 2020-07-01 | Listed for sale | $1,250,000 |
| 2012-10-02 | Sold | $210,000 |
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