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866 Donmar Dr, Lancaster, KY, 40444

4beds
4baths
4,085sqft
$1,200,000
$294price/sqft
$8,130/moest. monthly cost
$325,200/yrincome needed

About This Home

Positioned along the shores of Herrington Lake in Woodlawn Estates, this lakefront retreat offers over 4,000 square feet of refined living space designed for gathering, entertaining, and enjoying life on the water. Offering 4 bedrooms and 4 full bathrooms, this home is designed with both space and intention in mind. The main level showcases a bright, open living area with large windows capturing stunning lake views, along with an updated kitchen and multiple fireplaces that add warmth and character throughout. Hardwood and tile flooring elevate the finishes across the home. The walkout basement is fully finished and thoughtfully equipped with a wet bar, creating the perfect space for hosting, extended stays, or private guest quarters. The separate guest apartment offers added flexibility for visitors or multi-generational living. Outdoors, enjoy direct lake access and your own private dock, making it easy to spend your days boating, relaxing, and taking in everything Herrington Lake has to offer. Ideally located just moments from Peninsula Golf Course, this property offers the rare opportunity to enjoy both lakefront living and premier golf in one exceptional setting. Don't miss the chance to own a standout lakefront property in one of the area's most sought-after neighborhoods.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Garrard Middle SchoolGrades 6-812.3 mi
8/10
Garrard County High SchoolGrades 9-1213.9 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Oven
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Exterior Entry,Finished,Full,Walk-Out Access,Walk-Up Access

Bathroom2

  • Level: First

Bathroom3

  • Level: Lower

Bathroom4

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Wet Bar,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Door features: Storm Door(s)
  • Window features: Blinds,Screens
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 3
  • Fireplace features: Basement,Blower Fan,Gas Log,Great Room,Insert,Propane
  • Fireplace: Yes
  • Finished area below ground: 1,800
  • Finished area above ground: 2,285

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,085
  • Total interior livable area: 4,085 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Second

Living Room

  • Level: First

Living Room

  • Level: Lower

Living Room

  • Level: Second

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 03A04031

Features

  • Exterior features: Awning(s),Fire Pit
  • Fencing: Wood
  • Has view: Yes
  • View description: Trees/Woods,Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterbody name: Herrington Lake

Lot

  • Lot size: 1.23 Acres
  • Features: Landscaped,Many Trees

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Basement,Driveway,Garage Faces Front,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$765$9,180
Property Taxes $976$11,712
Electricity $322$3,871
Total$8,130$97,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$278,742/yr
40% on housing$243,900/yr
45% on housing$216,800/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 40444$143
Garrard County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 40444
Garrard County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$1,200,000
2021-12-08Sold$34,000
2021-09-01Sold$900,000
2021-05-04Sold$32,000
2021-04-22Listed for sale$1,000,000
2013-07-05Sold$350,000
2006-05-20Sold$35,000

For Sale by Agent

AgentCaroline Pinkston Miller
BrokerageThe Agency

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