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731 Vanderbilt Dr, Elizabethtown, KY, 42701

5beds
3baths
5,289sqft
$585,000
$111price/sqft
$3,997/moest. monthly cost
$159,880/yrincome needed

About This Home

WELCOME to 731 Vanderbilt Drive in Elizabethtown, Kentucky! This beautiful 5 bed, 3 full bath is a stunning property! This beautiful home has been completely renovated featuring a New Roof, New HVAC, New Carpet, New Paint, New Fixtures, and all the modern updates! It is completely fenced in, perfect for any 4 legged beauties. Sits on a cul-du-sac & is located in one of the most desirable neighborhoods in Hardin County. This home has all the space any growing family could need and is completely move-in ready!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
6/10
6/10

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access,Partially Finished,Finished,Exterior Entry,Walkout Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Exercise Room

  • Level: Basement

Family Room

  • Level: First

Features

  • Open Floorplan
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,904
  • Finished area above ground: 2,814

Game Room

  • Level: Basement

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,814
  • Total interior livable area: 5,289 sqft

Other

  • Level: Basement

Property

Details

  • Parcel number: 1850002057

Features

  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Privacy,Wood

Lot

  • Lot size: 0.58 Acres
  • Features: Corner Lot,Cul-De-Sac,Dead End

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$339$4,068
Property Taxes $283$3,396
Electricity $417$5,012
Total$3,997$47,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,040/yr
40% on housing$119,910/yr
45% on housing$106,586/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 42701$144
Hardin County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 42701$142
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Listed for sale$635,000
2022-09-14Sold$515,000
2022-08-09Listed for sale$524,900
2010-05-17Sold$48,000

For Sale by Agent

AgentRomina Torres
BrokerageUnited Real Estate Louisville

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