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202 CLAY STREET, Neillsville, WI, 54456

4beds
3baths
2,895sqft
$250,000
$86price/sqft
$1,962/moest. monthly cost
$78,480/yrincome needed

About This Home

Step into timeless elegance with this stunning Victorian home that blends classic character with modern convenience. Boasting 4 spacious bedrooms and 3 bathrooms this residence offers room to grow and features details rarely found today. The home's charm shines through its beautiful, unique floors, original trim, and exquisite pocket doors-all lovingly preserved to maintain its historic appeal. Inside, the generous layout provides both formal and casual living spaces perfect for entertaining or relaxing with family. The two car attached garage plus carport offers ample parking and storage as well as a newer detached storage shed. The third floor offers a huge bonus space and is a must see! Outdoors you'll find two covered porches, brick patio and a firepit area. With it's unmatched blend of historic craftsmanship and everyday functionality, this home is truly one of a kind. Don't miss your opportunity to own a piece of history that offers both comfort and character.,The basement is spray foamed. There is a forced air furnace in the 3rd floor closet. This unit also runs the AC. There is also boiler heat on the main floor.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
3/10
2/10

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1890

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian/Federal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Level: Upper
  • Area: 210

Bedroom3

  • Level: Upper
  • Area: 150

Bedroom4

  • Level: Upper
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 255

Family Room

  • Level: Main
  • Area: 225

Features

  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,895

Heating & Cooling

  • Heating features: Natural Gas,Hot Water,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,895
  • Total interior livable area: 2,895 sqft

Kitchen

  • Level: Main
  • Area: 238

Living Room

  • Level: Main
  • Area: 224

Master Bedroom

  • Level: Upper
  • Area: 270

Property

Details

  • Parcel number: 261.0051.000
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Living area range: 2501-3000

Lot

  • Lot size: 0.59 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$176$2,112
Property Taxes $250$3,000
Electricity $272$3,264
Total$1,962$23,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,268/yr
40% on housing$58,860/yr
45% on housing$52,320/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 54456$146
Clark County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 54456
Clark County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$250,000
2026-03-16Listing removed$259,900
2025-09-16Listed for sale$259,900
2021-03-24Listing removed--
2020-03-05Sold$185,000
2020-01-11Price change$190,000
2019-12-17Price change$199,900
2019-10-04Price change$205,000
2019-08-07Listed for sale$209,500
2018-01-05Sold$190,000
2017-08-22Listed for sale$198,500
2014-07-09Listing removed$169,000
2014-01-19Price change$169,000
2013-10-10Listed for sale$179,000

For Sale by Agent

AgentJULIE SIMEK
BrokerageNEXTHOME PARTNERS NEILLSVILLE

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