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505 S Vandervoot St, Desloge, MO, 63601

2beds
1baths
994sqft
$125,000
$126price/sqft
$1,000/moest. monthly cost
$40,000/yrincome needed

About This Home

Welcome home to this charming 2-bedroom, 1-bath residence offering comfort, convenience, and peace of mind. The spacious garage provides plenty of room for vehicles, storage, or even your fishing boat. An easily accessible storm shelter adds an extra layer of security for you and your loved ones. You’ll also appreciate the off-street parking and the practical features this property has to offer. Whether you’re a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this home is ready to welcome its next owner.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Intermediate SchoolGrades 5-60.5 mi
3/10
North Co. Middle SchoolGrades 7-80.5 mi
3/10
North Co. Sr. High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 994

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 994
  • Total interior livable area: 994 sqft

Property

Details

  • Parcel number: 069031040330005.00
  • Special condition: Listing As Is

Features

  • Levels: One

Lot

  • Lot size: 7,013 sqft
  • Features: Back Yard

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$162$1,944
Property Taxes $65$780
Electricity $141$1,693
Total$1,000$12,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,285/yr
40% on housing$30,000/yr
45% on housing$26,666/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 63601$75
St. Francois County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 63601$125
St. Francois County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Listed for sale$125,000
2024-10-26Listing removed$108,000
2024-08-25Listed for sale$108,000

For Sale by Agent

AgentChelsea R Kitchell
BrokerageFreedom Realty MO, LLC

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