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109 Sunset Ct, Farmington, MO, 63640

4beds
3baths
1,955sqft
$304,900
$156price/sqft
$2,131/moest. monthly cost
$85,240/yrincome needed

About This Home

Presenting an exceptional opportunity at 109 Sunset Court, Farmington MO, a single-family residence constructed in 2007. This property has been meticulously maintained, offering a refined living experience. The residence encompasses four well-appointed bedrooms, providing ample private accommodations. Complementing these are three bathrooms, thoughtfully integrated to serve both residents and guests with convenience and sophistication. This property represents an unparalleled opportunity for sophisticated living. We invite you to schedule a private viewing to fully appreciate its unique appeal.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
West Elementary SchoolGrades 3-55.7 mi
7/10
Central Middle SchoolGrades 6-83.3 mi
7/10
Central High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Number of fireplaces: 1
  • Finished area above ground: 1,557

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,955
  • Total interior livable area: 1,955 sqft

Property

Details

  • Parcel number: 091012000000027.33
  • Special condition: Standard

Features

  • Levels: Three Or More

Lot

  • Lot size: 0.40 Acres
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,541$18,492
Home Insurance *$281$3,372
Property Taxes $160$1,920
Electricity $149$1,791
Total$2,131$25,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,062/yr
40% on housing$63,930/yr
45% on housing$56,826/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 63640$216
St. Francois County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 63640$146
St. Francois County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$299,000
2026-07-25Price change$304,900
2026-07-14Listed for sale$310,000
2025-06-04Sold--
2025-05-05Contingent$290,000
2025-04-17Listed for sale$290,000
2025-04-11Contingent$290,000
2025-04-04Listed for sale$290,000
2025-03-29Listing removed--
2025-03-06Listed for sale$297,000
2016-04-25Listing removed$139,900
2016-03-23Price change$139,900
2016-02-04Listed for sale$144,900

For Sale by Agent

AgentRhonda Gilliam
BrokerageR Gilliam Real Estate LLC

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