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4145 Plaza Dr, Fort Wayne, IN, 46806

2beds
1baths
768sqft
$99,900
$130price/sqft
$964/moest. monthly cost
$38,560/yrincome needed

About This Home

***POTENTIAL LAND CONTRACT WITH STRONG DOWNPAYMENT*** This 2-bedroom, 1-bath tenant-occupied property offers immediate cash flow with $770 per month in rental income, while all utilities are paid by the tenant for added investment efficiency. The home has been completely remodeled, featuring new carpet, new doors, a fully updated bathroom, new stove, new refrigerator, and additional updated accessories throughout. A dedicated laundry room with washer and dryer hook-ups adds everyday convenience and tenant appeal. Conveniently located near McMillen Park and Weisser Park, and just 1–2 minutes from shopping and dining, this property combines recent updates with a strong location.

Getting Around

42
WalkingCar-Dependent
36
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

3/10
Lane Middle SchoolGrades 6-84.4 mi
7/10

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 768

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Property

Details

  • Parcel number: 021318377018.000074

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,969 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 72x96

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$92$1,104
Property Taxes $183$2,196
Electricity $184$2,212
Total$964$11,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,051/yr
40% on housing$28,920/yr
45% on housing$25,706/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 46806$77
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46806$110
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$94,900
2026-06-16Listed for sale$99,900
2026-01-22Listing removed$770
2026-01-03Price change$770
2025-11-25Price change$795
2025-10-31Listed for rent$825
2017-06-20Listing removed$525
2017-06-16Listed for rent$525
2004-11-22Sold$17,158

For Sale by Agent

AgentJordan Wildman
BrokerageeXp Realty, LLC

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