380 Commerce St, Bigfork, MT, 59911
About This Home
Overlooking Flathead Lake on a generous 0.85-acre parcel, this 1961 custom-built home was thoughtfully designed with forward-thinking architecture and enduring finishes. The spacious kitchen flows seamlessly into the dining area, creating a warm and inviting space full of charm, ideal for both entertaining and everyday living. The living room offers a quiet retreat, perfect for reading, relaxing, or simply enjoying the peaceful surroundings. Added later, the south-facing sunroom is filled with natural light and provides a cheerful space to enjoy throughout the day. The expansive primary bedroom is located on the upper level, thoughtfully positioned to capture sweeping views of Flathead Lake and the downtown area of Bigfork. In addition to the main residence, the property includes a well-designed one-bedroom guest quarters attached to the garage/shop. With its own private entrance, it offers excellent flexibility for hosting guests, extended living, or potential rental income. This property truly is an open book. Whether you envision expanding the existing home or developing an additional residence to further capture the Flathead Lake views, the opportunities here are abundant. A rare combination of location, flexibility, and long-term potential. All of this and just a short walk to the Wild Mile and to the Village of Bigfork. It's truly a remarkable slice of heaven in Bigfork.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1961
Materials
- Foundation: Poured
- Roof: Metal
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Multi-Level,Tri-Level
- Property subType: Multi Family,Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Features
- Fireplace,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s),Additional Living Quarters
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 768
Heating & Cooling
- Heating features: Baseboard,Electric,Heat Pump,Wood Stove
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,168 sqft
Property
Details
- Parcel number: 07383536107010000
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Deck
- Fencing: Back Yard,Partial
- Has view: Yes
- View description: City,Lake,Mountain(s)
- Has water view: Yes
- Water view: true
Lot
- Lot size: 0.83 Acres
- Features: Corners Marked,Front Yard,Landscaped,Level,Views
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Inland Flooding
- Wildfire
- Winter Weather
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Flathead County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,778 | $57,336 |
| Home Insurance | $285 | $3,420 |
| Property Taxes | $272 | $3,264 |
| Electricity | $217 | $2,610 |
| Total | $5,552 | $66,624 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $1,200,000 |
| 2026-02-17 | Listed for sale | $1,300,000 |
For Sale by Agent
View on Zillow