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1146 Swan Hill Dr, Bigfork, MT, 59911

2beds
2baths
1,209sqft
$995,000
$823price/sqft
$5,725/moest. monthly cost
$229,000/yrincome needed

About This Home

Montana living doesn't get better than this! This is a TWO for one deal! This lot holds two homes, two oversized shops, two enclosed sheds, two septics, two propane tanks, two woodsheds, multiple RV spots and so much more!! Enjoy breathtaking Swan Mountain Range views with the freedom of NO HOA and NO CCRs on this private retreat just minutes from town. The main home features one bedroom plus a spacious loft that's perfect for a second bedroom, office, or simply soaking in the views. A detached studio guest cabin with a kitchenette and 3/4 bath offers an ideal space for guests or potential short-term rental income. The property also includes a propane-powered automatic backup generator that runs both of the homes. The main home, cabin and yard are fenced and gated with an automatic electric entry gate for added privacy and peace of mind. Check this beauty out and experience everything this property offers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Swan River SchoolGrades PK-51.8 mi
7/10
Swan River 7-8Grades 6-81.8 mi
6/10
Bigfork High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Poured
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Log Home,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Open Floorplan
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Baseboard,Ductless,Electric,Stove,Wall Furnace
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 1,209 sqft

Property

Details

  • Parcel number: 07383629402030000
  • Zoning: Residential
  • Zoning description: SAG-10
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Patio & porch: Deck,Patio
  • Exterior features: RV Hookup,Propane Tank - Owned,Propane Tank - Leased
  • Fencing: Other
  • Has view: Yes
  • View description: Meadow,Mountain(s),Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: true
  • Horses can be raised: Yes

Lot

  • Lot size: 6.60 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Inland Flooding
Wildfire
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance $300$3,600
Property Taxes $243$2,916
Electricity $151$1,812
Total$5,725$68,700

Income You'd Need if You Spent...

35% on housing$196,285/yr
40% on housing$171,750/yr
45% on housing$152,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$823This listing

vs Other Active Listings

Avg $/sqft

ZIP 59911$521
Flathead County$401

vs Homes Sold Last Month

Median $/sqft

ZIP 59911
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$995,000
2021-04-27Sold--
2021-01-19Listing removed--
2020-11-10Listed for sale$950,000
2019-03-18Listing removed$644,000
2018-03-13Pending sale$644,000
2018-03-13Listed for sale$644,000
2017-06-01Sold--
2017-03-31Listed for sale$445,000

For Sale by Agent

AgentKarina Lanier
BrokerageKeller Williams Realty Northwest Montana

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