118 Locke Bay Dr E, Marion, MT, 59925
About This Home
Montana Lakefront Cabin – Deep Water Frontage in Locke Bay on Little Bitterroot Lake! Experience the magic of Montana lake living with this charming lake home tucked away in the serene, protected waters of Locke Bay. Boasting apx. 100 feet of deep, crystal-clear lake frontage, this property offers the perfect blend of privacy, natural beauty, and recreational opportunity. Set on a large, wooded lot surrounded by mature trees, the cabin provides a peaceful retreat where you can enjoy morning coffee on the deck, watch eagles soar overhead, and take in breathtaking sunsets over the water. The deep frontage is ideal for swimming, boating, and fishing right from your own shoreline. Inside, the clean cozy cabin features warm wood accents, an open living area with lake views, vaulted ceilings and a functional kitchen with granite counter tops. Whether you’re seeking a weekend getaway, a summer escape, or a future dream home site, this property offers endless potential. Highlights: Apx. 100’ of deep, pristine lake frontage, Large, treed lot for privacy and shade, Protected bay location with calm waters, 2 bedrooms, 1 bath, open living space with vaulted ceilings to open loft space, large laundry room and plenty of storage. Room for RV parking and boat trailers. Ideal for recreation, relaxation, This is more than a property—it’s a lifestyle. Your Montana lakefront dream starts here. Home being sold Turn-Key, with dock and jet ski platform. Artwork and animal mounts excluded.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Foundation: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
Interior Area
- Total interior livable area: 1,120 sqft
Property
Details
- Parcel number: 07383006404090000
- Zoning: Residential
- Zoning description: Little Bitterroot Lake
- Special condition: Standard
Features
- Has view: Yes
- View description: Lake,Mountain(s),Trees/Woods
- Has water view: Yes
- Water view: true
- On waterfront: Yes
- Waterfront features: Lake,Waterfront
- Waterbody name: Little Bitterroot Lake
- Topography of land: Sloping
Lot
- Lot size: 0.55 Acres
- Features: Views,Wooded
Parking
- Parking features: RV Access/Parking
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Avalanche
- Landslide
- Wildfire
- Winter Weather
- Cold Wave
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Flathead County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,079 | $84,948 |
| Home Insurance | $431 | $5,172 |
| Property Taxes | $398 | $4,776 |
| Electricity | $151 | $1,812 |
| Total | $8,059 | $96,708 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $1,330,000 |
| 2026-06-30 | Price change | $1,400,000 |
| 2026-06-15 | Listed for sale | $1,500,000 |
| 2017-03-17 | Listing removed | $379,000 |
| 2017-03-16 | Sold | -- |
| 2016-08-22 | Listed for sale | $379,000 |
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