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3945 N Fork Rd, Columbia Falls, MT, 59912

1beds
1baths
1,152sqft
$699,900
$608price/sqft
$4,063/moest. monthly cost
$162,520/yrincome needed

About This Home

Montana wilderness living just minutes from town! This exceptional 12.91-acre property is heavily timbered, borders Forest Service land & offers the perfect blend of privacy, recreation & convenience. This well-maintained 1,152 SF home features 1 bedroom, 1 bath, vaulted ceilings, an open living, dining & kitchen area with pantry, plus a spacious bedroom with walk-in closet & private balcony overlooking the surrounding forest & mountain views. The lower level includes an office & an oversized double-car garage. Septic is approved for a 4-bedroom home, offering room to build your dream residence while enjoying the existing home as a guest house or rental. Includes a backup generator, storage shed/kennel with fenced area & ample gravel parking. Walk to Spoon & Bailey Lakes, hike directly from your back door & enjoy nearby Glacier Rim & Blankenship River accesses. Glacier National Park is just 15 minutes away & Columbia Falls only 8 miles. Short-term rentals possible.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

9/10
Columbia Falls 7-8Grades 6-87.6 mi
5/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level,Tri-Level
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Finished area below ground: 0

Heating

  • Heating features: Baseboard,Electric,Gas,Stove,Wall Furnace

Interior Area

  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 07429410108200000
  • Zoning description: Scenic Corridor
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Two
  • Patio & porch: Deck
  • Exterior features: Propane Tank - Leased
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods
  • Topography of land: Level,Rolling,Sloping
  • Horses can be raised: Yes

Lot

  • Lot size: 12.91 Acres
  • Features: Wooded,Level,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Avalanche
Cold Wave
Winter Weather
Wildfire
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance $158$1,896
Property Taxes $215$2,580
Electricity $151$1,812
Total$4,063$48,756

Income You'd Need if You Spent...

35% on housing$139,302/yr
40% on housing$121,890/yr
45% on housing$108,346/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$608This listing

vs Other Active Listings

Avg $/sqft

ZIP 59912$421
Flathead County$401

vs Homes Sold Last Month

Median $/sqft

ZIP 59912$357
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$699,900
2013-04-30Sold--

For Sale by Agent

AgentMatthew S Hohnberger
BrokeragePureWest Real Estate at Meadow Lake - Columbia Falls

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