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8880 Elk Trail Loop, Lincoln, MT, 59639

0beds
1baths
983sqft
$349,000
$355price/sqft
$2,172/moest. monthly cost
$86,880/yrincome needed

About This Home

in the shadows of the Continental Divide and among the beautiful pine trees, this property is a perfect year round get away! 3 log cabins, all on over 3+ acres of land, is set up for family and friends in mind. The kitchen cabin is set up for gathering during meal times, game times and or sitting on the deck for an morning cup of coffee. The master cabin is the bosses place, sleeping or relaxing with a deck to sit and watch the beautiful clouds go by. The guest cabin has room to sleep 8 with a covered deck to enjoy the sunny warm afternoons. The bathhouse is set up with a bathroom and a shower. The property is off grid but set up with a propane heaters and lights, a generator for electricity and solar panels. Wood shed, work shop/shed and a generator shed. All are dry and easy access. The trailhead to the Scapegoat Wilderness, Landers Fork of the Blackfoot, Snowbank Lake and many trails are close by. There is so much to see and the best thing is the peace and quiet

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
Lincoln Elementary SchoolGrades PK-69.0 mi
--
Lincoln 7-8Grades 7-89.0 mi
4/10
Lincoln High SchoolGrades 9-129.0 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Propane Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Additional Living Quarters
  • Finished area below ground: 0

Heating

  • Heating features: Propane,Wall Furnace

Interior Area

  • Total interior livable area: 983 sqft

Property

Details

  • Parcel number: 05244113103160000
  • Special condition: Standard
  • Other equipment: Generator,List Available

Features

  • Patio & porch: Covered
  • Exterior features: Propane Tank - Leased
  • Has view: Yes
  • View description: Trees/Woods
  • Topography of land: Level,Rolling

Lot

  • Lot size: 3.15 Acres
  • Features: Meadow,Views,Wooded,Level,Rolling Slope
  • Lot size dimensions: 5 lots equalling 3.15 acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Wildfire
Earthquake
Landslide
Lightning

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance $152$1,824
Property Taxes $105$1,260
Electricity $151$1,812
Total$2,172$26,064

Income You'd Need if You Spent...

35% on housing$74,468/yr
40% on housing$65,160/yr
45% on housing$57,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 59639$185
Lewis and Clark County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 59639$293
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$389,000
2026-01-01Listing removed$425,000
2025-09-05Listed for sale$425,000

For Sale by Agent

AgentBecky Garland
BrokerageAction Realty of Lincoln

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