See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

280 Holt Dr, Bigfork, MT, 59911

4beds
3baths
2,464sqft
$2,595,000
$1,053price/sqft
$14,867/moest. monthly cost
$594,680/yrincome needed

About This Home

Beachfront living on the Best Lake in Montana! This property is a grand exhale; rare & exclusive on the coveted north shore of Flathead Lake. This extraordinary 30+ acre* legacy property presents an unmatched 653 feet of pristine lake frontage on the largest natural freshwater lake west of the Mississippi. Private & serene, yet just minutes from the center of the charming village of Bigfork, the location is unbeatable. The clean interior aesthetic pulls the natural beauty in, whilst complementing the exterior's natural focal points. The thoughtfully remodeled 4-bedroom, 3-bath residence spans 2,267 square feet and captures spectacular lake views from nearly every room, because that is the magic. Designed for those seeking both peace and recreation, the property is equipped with a 36' x 24' adorable classic red barn, a newly built 3-car garage, and a secondary building pad to allow for future dreams to manifest. Expansive acreage holds true value and the unique, jaw-dropping natural setting attracts abundant wildlife. Flathead Lake is prized for its crystal-clear, glacier-fed waters. This shoreline allows for expansive sandy & gentle summer shallows underfoot, creating an exceptional setting for boating, swimming, fishing, paddle-boarding, and lakeside entertaining. In the winter, when the lake is not at full-pool, the shoreline transforms into acres of sandy beach. This becomes heaven for cross-country skiing, long beach walks and even horseback riding in the sand! Just minutes away from Eagle Bend Golf Club and under 40 miles to both the west entrance to Glacier National Park & Whitefish Mountain Resort, this is a remarkable opportunity to own one of Montana's most coveted, waterfront estates. *Over half of these 30+ acres are under the lake during full pool. There is no zoning and/or covenants that prohibit short-term rentals at this location, however this is subject to county approval. Docks are allowed per the Lake and Lakeshore Protection Regulations Flathead County, Montana. For anyone interested in that option, permits from the county will be required. UPGRADES 2021-2022: - Extensive remodel of the interior. - Added new doors, floors windows, lighting, bathrooms, kitchen and upgraded the heating system 2024-2025: - Added a new 3-car garage - Added roof over the deck - New Roof on House - New exterior siding and columns - Relocated the front door - Widened driveway and added additional driveway - Added a privacy fence - New Water Softener

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Bigfork Elementary SchoolGrades PK-50.6 mi
6/10
Bigfork 7-8Grades 6-80.6 mi
6/10
Bigfork High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1997

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Range,Refrigerator,Water Softener,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Main Level Primary,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Finished area below ground: 1,232

Heating

  • Heating features: Radiant

Interior Area

  • Total interior livable area: 2,464 sqft

Property

Details

  • Parcel number: 07383536213400000
  • Zoning: Residential
  • Zoning description: SAG-5: Suburban Agricultural Land Use (5 acres)
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Two
  • Patio & porch: Rear Porch,Covered,Deck,Wrap Around
  • Exterior features: See Remarks
  • Fencing: Partial
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake,Waterfront
  • Waterbody name: Flathead Lake
  • Topography of land: Level,Varied
  • Horses can be raised: Yes

Lot

  • Lot size: 30.47 Acres
  • Features: Back Yard,Corners Marked,Meadow,Secluded,Views,Level

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Earthquake
Wildfire

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,121$157,452
Home Insurance $782$9,384
Property Taxes $795$9,540
Electricity $169$2,030
Total$14,867$178,404

Income You'd Need if You Spent...

35% on housing$509,725/yr
40% on housing$446,010/yr
45% on housing$396,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,053This listing

vs Other Active Listings

Avg $/sqft

ZIP 59911$504
Flathead County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 59911
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$2,595,000
2024-01-01Listing removed--
2023-10-29Price change$2,450,000
2023-10-18Price change$2,645,000
2023-09-11Price change$2,895,000
2023-07-09Listed for sale$2,950,000
2023-07-03Listing removed$3,669,000
2023-05-24Listed for sale$3,669,000
2023-02-08Listing removed--
2022-08-25Price change$3,669,000
2022-07-13Listed for sale$3,825,000
2021-01-06Sold--
2021-01-06Contingent$1,150,000
2018-05-11Listed for sale$1,150,000

For Sale by Agent

AgentAlexis Waite Kennedy
BrokerageGlacier Sotheby's Whitefish/Big Mountain

Similar Homes