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2500 Cottontail Rd, Gallatin Gateway, MT, 59730

4beds
3baths
3,943sqft
$2,250,000
$571price/sqft
$12,862/moest. monthly cost
$514,480/yrincome needed

About This Home

Location, Location, Location! Fabulous, 3B|2B completely renovated home and 1B|1B guest home on 4.3 acres close to the Gallatin River for fly fishing and floating, Big Sky for hiking and adventure and charming Downtown Bozeman for shopping and dining. There is NO ZONING, NO COVENANTS, and a YEAR ROUND CREEK meandering through the yard. This is a perfect place for you to spread out, have animals, and enjoy life. Host weddings, concerts, whatever your heart’s desire. TURN-KEY, FULLY FURNISHED AND READY TO GO! Main house, guest apt, and guest house. Versatile property for possibly your multi-generational living? Want horses, chickens or goats? Set up for livestock with gorgeous views of the Bridger Mountains and foothills. Main Home - 3B|2B with wrap around covered porch, park-like setting, the sounds of live water, and mature trees. Guests will enjoy their own private, attached 1B|1B full guest apartment or they can have their very own detached Guest Home with 2B|1B, covered deck, 2 car garage. This wonderful cozy home with it's hickory wood floors, river rock, wood burning fireplace, a kitchen for entertaining and spacious bedrooms and bathrooms is sure to delight any buyer seeking freedom to do whatever they want with a property. Use it for generational living, Air BNB or live in the main house and rent the other two. There's a home for everyone to stretch out and experience peace, tranquility and a dark night sky for star gazing. Bring your horses, cattle, lamas, goats, dogs and cats and come experience one of the best locations in Gallatin Valley. Enjoy the quietness and close proximity to the areas crown jewels: The Gallatin River for blue ribbon fishing and floating only two minutes away, Bozeman, with incredible dining/shopping, Deaconess Hospital, MSU, Hunting in our National Forests just 5 min away, and Skiing the Big Sky trails only 30 minutes away. And the best part of it all, the beloved Stacey's Cowboy Bar and Steakhouse just 2min down the road. This is the place to LIVE out the Montana Dream! Property has Underground Sprinklers over 2 1/2 acres.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
Gallatin Gateway SchoolGrades PK-61.9 mi
6/10
Gallatin Gateway 7-8Grades 7-81.9 mi
--
Gallatin High SchoolGrades 9-129.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Double Oven,Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Trash Compactor,Wine Cooler,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace,Vaulted Ceiling(s)
  • Flooring: Hardwood,Partially Carpeted,Tile
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 3,943

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 3,943
  • Total interior livable area: 3,943 sqft

Property

Details

  • Parcel number: RHF12733
  • Zoning description: None/Unknown
  • Special condition: None
  • Horse amenities: Loafing Shed

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Covered,Deck,Porch
  • Exterior features: Blacktop Driveway,Gravel Driveway,Landscaping
  • Fencing: Partial,Picket,Wood
  • Has view: Yes
  • View description: Farmland,Meadow,Mountain(s),Rural,River,Southern Exposure,Creek/Stream,Valley,Trees/Woods
  • Has water view: Yes
  • Water view: River,Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Creek

Lot

  • Lot size: 4.38 Acres
  • Features: Adjacent To Public Land,Lawn,Landscaped

Parking

  • Total spaces: 6
  • Parking features: Attached,Detached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Avalanche
    AvalancheRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Avalanche
Earthquake
Hail
Inland Flooding
Landslide
Strong Wind
Wildfire

FEMA Declared Disasters in Gallatin County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,377$136,524
Home Insurance $394$4,728
Property Taxes $821$9,852
Electricity $270$3,248
Total$12,862$154,344

Income You'd Need if You Spent...

35% on housing$440,982/yr
40% on housing$385,860/yr
45% on housing$342,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$571This listing

vs Other Active Listings

Avg $/sqft

ZIP 59730$822
Gallatin County$547

vs Homes Sold Last Month

Median $/sqft

ZIP 59730$550
Gallatin County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$2,500,000
2025-12-05Listed for sale$2,795,000

For Sale by Agent

AgentTaunya Fagan
BrokerageTaunya Fagan RE @ Estate House

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