302 10th St, Belgrade, MT, 59714
About This Home
Currently set up as duplex with a total of 9 bedrooms and 4 bathrooms, this spacious property features two generously sized units. The upper-level unit boasts 5 bedrooms and 2 full bathrooms, ideal for larger households or group living. The lower-level unit, accessible via a private entrance, includes 4 bedrooms and 2 bathrooms, providing flexibility for rental or multi-generational living. It could easily be converted back to a single-family home. The upper unit is currently rented at $3,050/month, and the lower unit is vacant. Additional highlights include a large fenced yard, a two-car garage, and ample street parking.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: In Basement,Laundry Room
Basement
- Has basement: Yes
- Basement: Bathroom,Bedroom,Kitchen,Rec/Family Area
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area above ground: 1,794
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 3,588
- Total interior livable area: 3,588 sqft
Property
Details
- Parcel number: RFF39202
- Zoning description: MR
- Special condition: None
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 7,000 sqft
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Gallatin County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance | $281 | $3,372 |
| Property Taxes | $261 | $3,132 |
| Electricity | $246 | $2,956 |
| Total | $5,086 | $61,032 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $850,000 |
| 2026-05-01 | Listing removed | $850,000 |
| 2026-02-02 | Listing removed | $3,050 |
| 2025-11-26 | Listed for rent | $3,050 |
| 2025-07-16 | Listing removed | $3,050 |
| 2025-06-25 | Price change | $3,050 |
| 2025-06-04 | Listed for rent | $3,200 |
| 2025-05-14 | Listed for sale | $850,000 |
| 2024-12-20 | Listing removed | $3,000 |
| 2024-10-15 | Price change | $3,000 |
| 2024-09-26 | Price change | $3,300 |
| 2024-08-18 | Listed for rent | $3,500 |
| 2023-09-22 | Listing removed | -- |
| 2023-09-13 | Listing removed | -- |
| 2023-09-13 | Listed for rent | $3,500 |
| 2022-07-25 | Sold | -- |
| 2022-06-20 | Pending sale | $800,000 |
| 2022-05-16 | Listed for sale | $800,000 |
| 2022-02-01 | Sold | -- |
| 2021-12-12 | Pending sale | $569,000 |
| 2021-12-09 | Listed for sale | $569,000 |
| 2017-07-18 | Listing removed | $309,900 |
| 2017-06-16 | Price change | $309,900 |
| 2017-05-24 | Listed for sale | $319,000 |
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