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512 Williams Lake Rd, Colville, WA, 99114

5beds
3baths
3,304sqft
$699,000
$212price/sqft
$4,428/moest. monthly cost
$177,120/yrincome needed

About This Home

This one-of-a-kind Custom Rancher on 16+ Acres with Creek, Pond & Mountain Views is a Rare Find! Prepare to be impressed by this exceptional custom daylight walkout rancher nestled on over 16 acres of breathtaking natural beauty. Featuring stunning territorial and mountain views, this unique property boasts a serene pond, aspen trees, and Mill Creek meandering through the back—creating an idyllic and private setting. The home has over 3,300 square feet of living space, custom rock wood-burning fireplace, soaring ceilings, and a spacious main-floor master suite. Expansive deck that overlooks the picturesque pond and mountains. Perfect for equestrian or hobby farm enthusiasts, the property includes multiple pasture areas and room to roam. A 6+ car garage with shop area provides ample space for vehicles, toys, and projects.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Metal
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Microwave
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Daylight,Rec/Family Area,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Cathedral Ceiling(s),Natural Woodwork
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1652

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 3,304
  • Total interior livable area: 3,304 sqft

Property

Details

  • Parcel number: 2293900
  • Horse amenities: Barn

Features

  • Levels: One
  • Stories: 1
  • Fencing: Cross Fenced
  • Has view: Yes
  • View description: Mountain(s),Territorial,Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Stream,Pond
  • Horses can be raised: Yes

Lot

  • Lot size: 16.50 Acres
  • Features: Views,Sprinkler - Automatic,Level,Secluded,Rolling Slope,Oversized Lot,Horses Allowed,Garden

Parking

  • Total spaces: 4
  • Parking features: Detached,RV Access/Parking,Workshop in Garage,Garage Door Opener,Oversized
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Wildfire
Heat Wave
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Stevens County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$285$3,420
Property Taxes $384$4,608
Electricity $225$2,711
Total$4,428$53,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,817/yr
40% on housing$132,840/yr
45% on housing$118,080/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 99114$141
Stevens County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 99114$182
Stevens County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$775,000
2026-04-26Price change$825,000
2026-04-13Price change$850,000
2026-04-01Price change$885,000
2026-02-25Price change$900,000
2025-08-17Price change$925,000
2025-06-24Price change$950,000
2025-06-13Listed for sale$1,100,000
2006-01-02Sold$161,500

For Sale by Agent

AgentMelissa Mayther
BrokerageCENTURY 21 Waterfront

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