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2147 Chaparral Dr, Gainesville, TX, 76240

4beds
4baths
2,050sqft
$1,229,000
$600price/sqft
$8,819/moest. monthly cost
$352,760/yrincome needed

About This Home

Waterfront Luxury. Fully Reimagined. Move-In Ready. Welcome to 2147 Chaparral Drive — where modern luxury meets effortless lakefront living. This isn’t just an update… it’s a complete transformation. Every detail has been redesigned so you can simply arrive, unwind, and start living your best life on the water. From the moment you walk in, you’ll feel it — bright, open spaces, brand-new hardwood floors, and a fresh, contemporary design that feels both elevated and inviting. The heart of the home is a stunning chef’s kitchen featuring premium KitchenAid appliances, sleek granite countertops, and stylish finishes that make everyday living feel like a luxury experience. Cozy up by the beautifully redesigned fireplace or entertain with ease in a space that flows perfectly for gatherings. And with everything upgraded — roof, HVAC, plumbing, electrical, insulation, and energy-efficient Low-E windows — you get the rare combination of style and total peace of mind. Even better? It’s completely turnkey. All-new furniture, mattresses, and TVs are included — just bring your bags and start enjoying. Step outside and the magic really begins… Your private waterfront playground features a brand-new dock built for unforgettable memories: Dual boat lifts (perfect for a surf boat + pontoon or fishing boat) Jet ski ports for quick, easy access to the water A jump platform and swing for endless fun Kayaks, floats, and water toys ready to go Whether it’s sunrise coffee by the water, action-packed lake days, or sunset gatherings with friends, this home delivers the lifestyle most people only dream about. Opportunities like this don’t come often — fully renovated, fully furnished, and fully ready to enjoy. 2147 Chaparral Drive isn’t just a home… it’s your waterfront escape.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

9/10

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Indoor Grill,Ice Maker,Microwave,Refrigerator

Bedroom

  • Features: En Suite Bathroom
  • Level: Second
  • Dimensions: 1 x 1

Bedroom

  • Features: En Suite Bathroom
  • Level: Second
  • Dimensions: 1 x 1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First
  • Dimensions: 1 x 1

Features

  • Chandelier,Decorative/Designer Lighting Fixtures,High Speed Internet,Kitchen Island,Open Floorplan,Wired for Sound
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Den
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total interior livable area: 2,050 sqft

Kitchen

  • Features: Built-in Features,Granite Counters,Kitchen Island
  • Level: First
  • Dimensions: 1 x 1

Living Room

  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Features: En Suite Bathroom
  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 554

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Fire Pit
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Boat Ramp/Lift Access,Lake Front,Waterfront
  • Waterbody name: Moss

Lot

  • Lot size: 0.30 Acres
  • Features: Interior Lot,Landscaped,Subdivision,Sloped,Waterfront,Retaining Wall

Parking

  • Parking features: Driveway,Gravel,No Garage,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,214$74,568
Home Insurance *$1,250$15,000
Property Taxes $1,117$13,404
Electricity $238$2,859
Total$8,819$105,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$302,365/yr
40% on housing$264,570/yr
45% on housing$235,173/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$600This listing

vs Other Active Listings

Avg $/sqft

ZIP 76240$199
Cooke County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 76240$160
Cooke County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$1,229,000
2026-01-20Listing removed$1,229,000
2026-01-10Price change$1,229,000
2025-11-07Price change$1,249,000
2025-10-22Price change$1,279,000
2025-09-11Listed for sale$1,295,000
2024-07-05Sold--
2024-05-26Pending sale$775,000
2024-05-09Contingent$775,000
2024-04-28Listed for sale$775,000

For Sale by Agent

AgentErin Lind
BrokerageCompass RE Texas, LLC

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