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5120 Fm 1374 Rd, Huntsville, TX, 77340

1beds
1baths
912sqft
$190,000
$208price/sqft
$1,472/moest. monthly cost
$58,880/yrincome needed

About This Home

Discover the possibilities with this 1.5-acre unrestricted property offering flexibility, income potential, & room to grow. The property features two separate 1-bedroom, 1-bath homes, each with its own character and currently producing rental income, making it an excellent opportunity for investors, multigenerational living, or those seeking supplemental income. Nestled in a peaceful rural setting with mature trees and open space, you'll enjoy the freedom that comes with no HOA and no deed restrictions. Whether you're looking to expand, add additional improvements, or simply enjoy country living with investment potential, this property offers endless possibilities. Conveniently located with easy access to nearby amenities while maintaining a quiet, private atmosphere. Please note: the manufactured home currently located on the property is not included in the sale and will be removed prior to closing. Don't miss this rare opportunity to own unrestricted acreage with built-in cash flow.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
Stewart Elementary SchoolGrades PK-58.4 mi
5/10
Mance Park Middle SchoolGrades 6-810.1 mi
2/10
Huntsville High SchoolGrades 9-1211.4 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Block & Beam
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Window Unit
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Primary Bedroom

  • Level: First
  • Area: 100
  • Dimensions: 10 X 10

Property

Details

  • Parcel number: 12997

Features

  • Stories: 1

Lot

  • Lot size: 1.50 Acres
  • Features: Cleared,1 Up to 2 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hurricane
Heat Wave
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$127$1,524
Property Taxes $147$1,764
Electricity $238$2,859
Total$1,472$17,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,468/yr
40% on housing$44,160/yr
45% on housing$39,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 12.0%
12.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 77340$228
Walker County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 77340$160
Walker County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$165,000
2026-08-07Price change$185,000
2026-07-21Listed for sale$190,000

For Sale by Agent

AgentKassieleigh Scott
BrokerageLocke and Key Homes

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