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3603 Cogswell Ct, Abingdon, MD, 21009

5beds
3baths
2,940sqft
$575,000
$196price/sqft
$4,015/moest. monthly cost
$160,600/yrincome needed

About This Home

Welcome to this beautifully updated 5-bedroom home offering the perfect combination of space, style, and outdoor living. Situated on an approximately half-acre level lot, this property has been thoughtfully refreshed with new flooring and fresh paint throughout, making it truly move-in ready. The upper level features five generously sized bedrooms and two full bathrooms, providing plenty of room for family, guests, or flexible living arrangements. On the main level, you'll find a traditional yet functional floor plan with a formal living room and dining room, a spacious kitchen featuring stainless steel appliances, and a bright sunroom/breakfast area that's perfect for morning coffee or casual dining. A private office provides an ideal work-from-home space, while the huge family room offers endless possibilities for entertaining and everyday living. A convenient half bath and attached two-car garage complete the main level. The unfinished lower level is a blank canvas, ready for your vision. Whether you dream of a home theater, gym, recreation room, additional bedrooms, or a custom entertainment space, there's plenty of room to create exactly what you need. Enjoy your own private backyard retreat featuring a beautiful saltwater pool, installed in 2018 and surrounded by a spacious tiered Trex deck and concrete patio, perfect for relaxing or entertaining. The deck includes a stainless steel outdoor kitchen with a plumbed-in natural gas grill and running water to the sink for ultimate convenience. There is are 6 built in speakers around the deck. A solar cover for the pool is also included, helping to maintain water temperature and reduce maintenance. The professionally landscaped yard is kept lush with an in-ground sprinkler system and is surrounded by an elegant black iron fence that beautifully defines the property while enhancing its curb appeal. Mature trees and established gardens provide privacy and year-round beauty. Additional updates include a roof that is less than 10 years old, hot water heater less than one year old, and an HVAC system that is around 5 years old. This should give any buyer piece of mind. This exceptional home combines generous living space, quality updates, and a backyard designed for making memories.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
Edgewood Middle SchoolGrades 6-82.8 mi
3/10
Edgewood High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2011

Materials

  • Foundation: Permanent,Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: Upper Level,Dryer In Unit,Washer In Unit,Laundry Room

Basement

  • Level: Lower
  • Area: 1560
  • Dimensions: 39 X 40

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 13 X 11

Bedroom4

  • Level: Upper
  • Area: 143
  • Dimensions: 13 X 11

Bedroom5

  • Level: Upper
  • Area: 182
  • Dimensions: 14 X 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 176
  • Dimensions: 16 X 11

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Family Room

  • Level: Main
  • Area: 352
  • Dimensions: 22 X 16

Features

  • Bathroom - Tub Shower,Ceiling Fan(s),Breakfast Area,Built-in Features,Dining Area,Family Room Off Kitchen,Open Floorplan,Kitchen - Table Space,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Store/Office,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 2,940

Foyer

  • Level: Main
  • Area: 117
  • Dimensions: 13 X 9

Half Bath

  • Level: Main
  • Area: 30
  • Dimensions: 6 X 5

Heating & Cooling

  • Heating features: Forced Air,Programmable Thermostat,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Programmable Thermostat,Electric

Interior Area

  • Total structure area: 4,380
  • Total interior livable area: 2,940 sqft

Kitchen

  • Level: Main
  • Area: 304
  • Dimensions: 19 X 16

Laundry

  • Level: Upper
  • Area: 70
  • Dimensions: 10 X 7

Living Room

  • Level: Main
  • Area: 154
  • Dimensions: 14 X 11

Office

  • Level: Main
  • Area: 110
  • Dimensions: 11 X 10

Other

  • Level: Upper
  • Area: 60
  • Dimensions: 10 X 6

Primary Bathroom

  • Level: Upper
  • Area: 121
  • Dimensions: 11 X 11

Primary Bedroom

  • Level: Upper
  • Area: 506
  • Dimensions: 23 X 22

Primary Bedroom

  • Level: Upper
  • Area: 506
  • Dimensions: 23 X 22

Storage Room

  • Level: Lower
  • Area: 208
  • Dimensions: 16 X 13

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 1301395866
  • Zoning: R1 R2
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Private pool: Yes
  • Pool features: Private

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Concrete,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$162$1,944
Property Taxes $572$6,864
Electricity $374$4,494
Total$4,015$48,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,657/yr
40% on housing$120,450/yr
45% on housing$107,066/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 21009$158
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21009$196
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$575,000
2026-07-24Listed for sale$575,000
2011-05-18Sold$378,890
2011-01-31Sold$115,000

For Sale by Agent

AgentMaria Minico Hayes
BrokerageGarceau Realty

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