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5326 Sand Bunker St, Saint Cloud, MN, 56304

2beds
2baths
1,542sqft
$329,000
$213price/sqft
$2,438/moest. monthly cost
$97,520/yrincome needed

About This Home

This well-maintained, remodeled one-owner patio home is situated in a quiet neighborhood directly across from a golf course. It boasts an open floor plan that flows into a sunroom with views of a large backyard. The kitchen features beautiful wood flooring and ample cabinet space, including a recently added pantry. The spacious living room has a two-sided fireplace that opens into the sunroom. The primary suite includes a large bedroom, a renovated bathroom, and a walk-in closet. The owner has completed extensive updates: new shingles in 2022, A/C in 2023, a boiler in 2015, a primary bath remodel in 2021, a guest bathroom remodel in 2022, a new kitchen pantry in 2022, replacement of four windows due to broken seals, and several screens in 2026. The washer is new and the furnace is unused, as the owner prefers in-floor heating and the fireplace for heat. Additionally, the property includes one of the largest yards you'll find in a patio home community. This house is a must-see to truly appreciate.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 13 x 11

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 14 x 10

Features

  • Number of fireplaces: 1
  • Fireplace features: Double Sided,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,542

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,542
  • Total interior livable area: 1,542 sqft

Kitchen

  • Level: Main
  • Area: 208
  • Dimensions: 16 x 13

Laundry

  • Level: Main
  • Area: 30
  • Dimensions: 6 x 5

Sun Room

  • Level: Main
  • Area: 182
  • Dimensions: 14 x 13

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 170207800
  • Zoning description: Residential-Single Family
  • Foundation area: 1542

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,145 sqft
  • Lot size dimensions: 42 x 152 x 63 x 164

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Benton County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$247$2,964
Property Taxes $358$4,296
Electricity $170$2,050
Total$2,438$29,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,588/yr
40% on housing$73,140/yr
45% on housing$65,013/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 56304$127
Benton County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 56304$141
Benton County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$329,000
2026-07-03Listed for sale$329,000
2026-06-26Pending sale$329,000
2026-06-26Listed for sale$329,000
2009-06-25Sold$134,000

For Sale by Agent

AgentRobert Jacobs
BrokerageColdwell Banker Realty

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