See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4935 Co 511 Y5 Rd, Rapid River, MI, 49878

2beds
2baths
1,116sqft
$549,900
$493price/sqft
$3,954/moest. monthly cost
$158,160/yrincome needed

About This Home

Look no further! Paradise found! You'll never want to leave this beautiful, off grid, ranch style home that was built in 2022, plus a camp on 99.7 acres with approximately 3300 feet of Lake Michigan frontage! The home features a beautiful kitchen with custom hickory cabinets, concrete countertops plus an island with a built-in cutting board.. The adjacent dining area has beautiful "floating" shelves and along with the living room create a nice open concept with great views of the lake. The floors are beautiful engineered hickory plank. Both bedrooms are good size with ample closet space. Besides the stunning bathroom in the primary suite there is a half bath in the utility room. There are solar panels with battery storage, propane and a generator. The lake front is breathtaking and affords unobstructed views and hours of exploration await you. There is a sauna, wood shed, gardening shed with fenced garden spot plus an 8' X 40' storage container attached to the 18 x 40 garage. The camp is far enough away from the house for a comfortable get-away without having to go far. The camp is 14 x 18 with bunk beds, a beautiful old cook stove & refrigerator in the kitchenette. Climb the interior ladder to get to the hunting blind on top of the camp! The camp also has a deck and shed. Wildlife abounds including deer, bears, beavers, bobcat, eagles, cranes, wolves, the list goes on. Like I said you'll never want to leave as it's everything you could ask for. Two parcels are in Qualified Forest Program. Zoning is Resource Production.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Tri-Township SchoolGrades K-1213.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Freezer,Range/Oven,Refrigerator,Washer,Water Softener Owned,Gas Water Heater
  • Laundry features: First Floor Laundry,Laundry Room

Basement

  • Basement: Block,None,Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First
  • Area: 121

Bedroom2

  • Level: First
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 63

Features

  • Number of fireplaces: 1
  • Fireplace features: Free Standing Fireplace,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,116

Heating & Cooling

  • Heating features: Forced Air,Propane,Solar,Wood
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,116
  • Total interior livable area: 1,116 sqft

Kitchen

  • Level: First
  • Area: 117

Living Room

  • Level: First
  • Area: 342

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Wheelchair Access,Accessibility Features,Accessible Approach with Ramp,Low Threshold Shower,Main Floor Laundry

Details

  • Parcel number: 2100313600821**
  • Zoning: Residential
  • Zoning description: Other
  • Special condition: Private,Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Garden
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Great Lake,Waterfront
  • Waterbody name: Lake Michigan
  • Frontage length: 3300

Lot

  • Lot size: 99.70 Acres
  • Features: Rural,Irregular Lot,Wooded
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Delta County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$230$2,760
Property Taxes $756$9,072
Electricity $188$2,259
Total$3,954$47,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,565/yr
40% on housing$118,620/yr
45% on housing$105,440/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$493This listing

vs Other Active Listings

Avg $/sqft

ZIP 49878$220
Delta County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 49878$183
Delta County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-16Price change$589,900
2025-06-12Price change$599,900
2025-03-20Price change$609,900
2024-09-10Listed for sale$620,000

For Sale by Agent

AgentAMY DYER
BrokerageCOLDWELL BANKER SCHMIDT ESCANABA

Similar Homes