See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10844 Finn 18.5 Rd, Rapid River, MI, 49878

1beds
1baths
1,012sqft
$285,000
$282price/sqft
$2,233/moest. monthly cost
$89,320/yrincome needed

About This Home

Charming log cabin retreat nestled on 80 wooded acres with abundant wildlife and a private pond. Built in 1980, this getaway offers the perfect blend of comfort and seclusion. The cabin features forced-air heat and central air conditioning for year-round enjoyment. A newer 60x60 pole building with an additional lean-to provides excellent storage space for equipment, recreational vehicles, and hobbies. The cabin and pole building each have their own separate electrical panels. Drilled well and septic. Enjoy the peace and privacy of your own wooded paradise with endless opportunities for hunting, recreation, and outdoor adventures. Located on a year round maintained county road, this could be easily used for full-time living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Tri-Township SchoolGrades K-129.4 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Electric Water Heater

Basement

  • Basement: None,Crawl Space

Bathroom1

  • Level: Main

Bedroom1

  • Level: Upper
  • Area: 308

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • None
  • Finished area below ground: 0
  • Finished area above ground: 1,012

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,012
  • Total interior livable area: 1,012 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 342

Property

Details

  • Parcel number: 2100300600400
  • Special condition: Trust,Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Rural View
  • Waterfront features: Pond
  • Waterbody name: pond
  • Frontage type: Road
  • Frontage length: 1320

Lot

  • Lot size: 80 Acres
  • Lot size dimensions: 1320 x 1320

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Delta County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$119$1,428
Property Taxes $485$5,820
Electricity $188$2,259
Total$2,233$26,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,560/yr
40% on housing$66,990/yr
45% on housing$59,546/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 49878$230
Delta County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 49878$183
Delta County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$285,000

For Sale by Agent

AgentCHRISTINA KING-CARON
BrokerageUPWARDS REAL ESTATE

Similar Homes