1022 Lois Ln, Waterloo, IA, 50702
About This Home
Welcome home to this beautifully updated 2-bedroom, 2.5-bath condo offering the perfect combination of comfort, convenience, and low-maintenance living. Major updates have already been completed for you, including a new roof, new furnace, new central air, and updated appliances, giving you peace of mind for years to come. Inside, you'll love the spacious layout featuring two generous bedrooms, each with its own private full bathroom, while the primary suite boasts vaulted ceilings for an added sense of space. The second-floor laundry is conveniently located between the bedrooms, making everyday living effortless. The finished lower level provides additional living space perfect for a family room, home office, workout area, or guest space. Step outside onto your private deck overlooking a large green space, creating the ideal spot to relax, entertain, or enjoy your morning coffee. If you're looking for stress-free living with major mechanical updates already taken care of, this beautifully maintained condo is ready for you to move right in.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2011
Materials
- Roof: Shingle,Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Appliances Negotiable
- Laundry features: 2nd Floor
Basement
- Has basement: Yes
- Basement: Concrete
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
Features
- Fireplace features: None
- Finished area below ground: 340
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,492 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 881302153154
- Zoning: R-4
- Special condition: Standard
Features
- Levels: Two
Lot
- Lot size: 4,791 sqft
- Lot size dimensions: NA
Parking
- Total spaces: 1
- Parking features: 1 Stall,Attached Garage
- Covered spaces: 1
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $905 | $10,860 |
| Home Insurance * | $151 | $1,812 |
| Property Taxes | $260 | $3,120 |
| Electricity | $121 | $1,452 |
| Total | $1,437 | $17,244 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-11 | Listed for sale | $179,000 |
| 2022-08-26 | Sold | $143,000 |
| 2022-07-17 | Pending sale | $147,900 |
| 2022-07-06 | Listed for sale | $147,900 |
| 2019-08-16 | Sold | $120,700 |
| 2019-06-28 | Pending sale | $124,900 |
| 2019-06-24 | Listed for sale | $124,900 |
| 2017-11-15 | Sold | $119,000 |
| 2017-09-12 | Listed for sale | $124,900 |
| 2015-07-20 | Sold | $118,500 |
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