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128 W Adams St, Macomb, IL, 61455

6beds
3baths
2,248sqft
$120,000
$53price/sqft
$1,105/moest. monthly cost
$44,200/yrincome needed

About This Home

DUPLEX...close to WIU, train station, and downtown Macomb. Recently refreshed and ready for its next owner, this spacious 2,248 sq ft duplex offers excellent flexibility for investors or owner-occupants. The main unit features 5 bedrooms and 1.5 bathrooms, while the second unit offers 1 bedroom and 1 bathroom, creating a great opportunity for additional rental income. Whether you’re looking to add to your investment portfolio or take advantage of a multi-unit living setup, this property offers plenty of potential.Month to month leases, tenant occupied, 24 hour notice required.

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

--
5/10
3/10
Macomb Senior High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom1

  • Level: Main
  • Dimensions: 15ft 0in x 11ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 12ft 0in x 9ft 0in

Bedroom3

  • Level: Main
  • Dimensions: 15ft 0in x 9ft 0in

Bedroom4

  • Level: Main
  • Dimensions: 11ft 0in x 8ft 0in

Bedroom5

  • Level: Main
  • Dimensions: 11ft 0in x 9ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,248
  • Total interior livable area: 2,248 sqft

Kitchen

  • Level: Main
  • Dimensions: 12ft 0in x 11ft 0in

Main Level

  • Area: 2248

Property

Details

  • Parcel number: 1110025400

Lot

  • Lot size: 9,720 sqft
  • Features: Level
  • Lot size dimensions: 90 x 108

Parking

  • Parking features: Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Hail
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$145$1,740
Property Taxes $182$2,184
Electricity $172$2,074
Total$1,105$13,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,885/yr
40% on housing$33,150/yr
45% on housing$29,466/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$53This listing

vs Other Active Listings

Avg $/sqft

ZIP 61455$58
McDonough County$63

vs Homes Sold Last Month

Median $/sqft

ZIP 61455$71
McDonough County$59

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$125,000
2026-03-12Listed for sale$135,000
2026-02-13Listing removed$150,000
2025-11-13Price change$150,000
2025-10-15Listed for sale$155,000
2022-10-07Sold$65,000
2021-01-14Listing removed--
2020-12-17Listed for sale$79,000

For Sale by Agent

AgentNoah Rusher
BrokerageTNT Realty Group, Inc.

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