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625 N Lafayette St, Macomb, IL, 61455

3beds
1baths
1,813sqft
$84,000
$46price/sqft
$792/moest. monthly cost
$31,680/yrincome needed

About This Home

Welcome home to this charming 3-bedroom, 1-bath brick beauty filled with character and warmth. Step inside to find original hardwood floors and abundant natural light flowing through every room, creating a bright and inviting atmosphere. The home offers a functional layout with comfortable living spaces and timeless appeal. Outside, enjoy a large yard—perfect for entertaining, gardening, or relaxing—along with a detached garage for added convenience. The partially finished basement provides flexible space ideal for a recreation room, home office, or additional storage. Solid brick construction, classic details, updated sewer and room to personalize make this home a must-see.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

--
5/10
3/10
Macomb Senior High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom1

  • Level: Upper
  • Dimensions: 11ft 0in x 11ft 0in

Bedroom2

  • Level: Upper
  • Dimensions: 11ft 0in x 9ft 0in

Bedroom3

  • Level: Upper
  • Dimensions: 7ft 0in x 11ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Basement
  • Dimensions: 23ft 0in x 11ft 0in

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,813 sqft

Kitchen

  • Level: Main
  • Dimensions: 12ft 0in x 8ft 0in

Laundry

  • Level: Basement

Living Room

  • Level: Main
  • Dimensions: 23ft 0in x 11ft 0in

Main Level

  • Area: 625

Other

  • Level: Main
  • Dimensions: 10ft 0in x 11ft 0in

Other

  • Area: 563

Upper Level

  • Area: 625

Property

Details

  • Parcel number: 1110029000

Features

  • Levels: Two

Lot

  • Lot size: 6,840 sqft
  • Features: Other
  • Lot size dimensions: 40 x 171

Parking

  • Total spaces: 1
  • Parking features: Detached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $424$5,088
Home Insurance *$102$1,224
Property Taxes $127$1,524
Electricity $139$1,673
Total$792$9,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,154/yr
40% on housing$23,760/yr
45% on housing$21,120/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$46This listing

vs Other Active Listings

Avg $/sqft

ZIP 61455$59
McDonough County$63

vs Homes Sold Last Month

Median $/sqft

ZIP 61455$71
McDonough County$59

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$88,000
2026-01-05Listed for sale$90,500
2023-12-02Listing removed--
2023-06-02Listed for sale$76,500
2023-03-22Listing removed--
2023-01-25Listed for sale$49,900
2019-10-21Sold$59,000
2019-09-09Pending sale$66,000
2019-08-13Price change$66,000
2019-04-09Price change$75,000
2018-11-27Price change$79,900
2018-10-15Price change$84,000
2018-08-03Listed for sale$95,000
2008-07-15Sold$78,000

For Sale by Agent

AgentAmber J Patrick
BrokerageC21 Purdum-Epperson Inc

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