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103 Penny Ln, Macomb, IL, 61455

4beds
3baths
2,062sqft
$205,000
$99price/sqft
$1,753/moest. monthly cost
$70,120/yrincome needed

About This Home

Must see! Beautifully updated home on a corner lot. Spacious master bedroom, hot tub and pool, back porch deck, partially finished basement with storage. All appliances can stay but have to be negotiated separately.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

--
5/10
3/10
Macomb Senior High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Disposal,Range Hood,Gas Water Heater

Basement

  • Has basement: Yes

Bedroom1

  • Level: Main
  • Dimensions: 13ft 0in x 8ft 11in

Bedroom2

  • Level: Main
  • Dimensions: 13ft 7in x 12ft 8in

Bedroom3

  • Level: Main
  • Dimensions: 20ft 2in x 14ft 1in

Bedroom4

  • Level: Basement
  • Dimensions: 8ft 11in x 12ft 6in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Basement
  • Dimensions: 19ft 4in x 21ft 0in

Features

  • Solid Surface Counter,Ceiling Fan(s),High Speed Internet
  • Number of fireplaces: 2
  • Fireplace features: Gas Starter,Wood Burning,Family Room,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Baseboard,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,062
  • Total interior livable area: 2,062 sqft

Kitchen

  • Level: Main
  • Dimensions: 11ft 8in x 8ft 1in

Laundry

  • Level: Basement

Living Room

  • Level: Main
  • Dimensions: 21ft 6in x 14ft 1in

Lower Level

  • Area: 687

Main Level

  • Area: 1375

Other

  • Level: Main
  • Dimensions: 8ft 0in x 9ft 0in

Recreation Room

  • Level: Main
  • Dimensions: 21ft 5in x 9ft 8in

Property

Details

  • Parcel number: 1110099400

Features

  • Pool features: Above Ground
  • Patio & porch: Deck,Porch
  • Has spa: Yes
  • Spa features: Heated

Lot

  • Lot size: 0.29 Acres
  • Features: Corner Lot
  • Lot size dimensions: 100' x 125'

Parking

  • Total spaces: 2
  • Parking features: On Street,Parking Pad,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Hail
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$249$2,988
Property Taxes $310$3,720
Electricity $158$1,903
Total$1,753$21,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,102/yr
40% on housing$52,590/yr
45% on housing$46,746/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 61455$57
McDonough County$62

vs Homes Sold Last Month

Median $/sqft

ZIP 61455$71
McDonough County$59

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$210,000
2022-09-16Sold$158,700
2021-08-30Listing removed--
2021-08-19Listed for sale$189,900
2009-12-02Sold$107,500

For Sale by Agent

AgentStephanie Green
BrokerageC21 Purdum-Epperson Inc

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