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309 S Dudley St, Macomb, IL, 61455

3beds
2baths
1,867sqft
$85,000
$46price/sqft
$803/moest. monthly cost
$32,120/yrincome needed

About This Home

If you're allergic to making money, don't bother looking at this fully rented duplex, which was extensively updated and renovated by professional contractors last year. The upper unit has two bedrooms and rents for $700/month, while the lower unit has one bedroom and rents for $675/month. Each unit has its own washer and dryer. Tenants pay their own electric and gas bills, and the units are separately metered.

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

5/10
Edison Elementary SchoolGrades 4-60.5 mi
5/10
3/10
Macomb Senior High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer,Water Heater
  • Laundry features: Units Hook-Ups

Basement

  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,867
  • Total interior livable area: 1,867 sqft

Property

Details

  • Parcel number: 1130016300
  • Zoning description: R3: Two Family

Lot

  • Lot size: 7,320 sqft
  • Features: Level
  • Lot size dimensions: 60' x 122'

Parking

  • Total spaces: 2
  • Parking features: Underground

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$103$1,236
Property Taxes $128$1,536
Electricity $143$1,723
Total$803$9,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,531/yr
40% on housing$24,090/yr
45% on housing$21,413/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$46This listing

vs Other Active Listings

Avg $/sqft

ZIP 61455$59
McDonough County$63

vs Homes Sold Last Month

Median $/sqft

ZIP 61455$71
McDonough County$59

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$85,000
2025-05-21Listed for sale$99,900
2024-01-18Sold$30,000
2015-04-09Listing removed$65,000
2014-10-16Listed for sale$65,000

For Sale by Agent

AgentNick J Curtis
BrokerageREMAX Aligned

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