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410 E Summit St, Macomb, IL, 61455

1beds
2baths
1,102sqft
$68,000
$62price/sqft
$658/moest. monthly cost
$26,320/yrincome needed

About This Home

This affordable and well maintained, 1 bedroom, 2 bath home on Macomb's South East side has a newer metal roof and sits on a large lot. The large bathroom/laundry room is updated with newer fixtures, laundry (1 year old) and vanity. The large kitchen has newer appliance, a gas stove, breakfast bar and a spacious informal dining area that provides space for gathering with family or friends. Upstairs is a large bedroom, walk-in closet, and 2nd full bath with a claw foot tub. The prior owner had a second bedroom on the main level. There's a full, unfinished basement and back porch for storage. This home is priced to sell. Don't miss it.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
Edison Elementary SchoolGrades 3-50.4 mi
5/10
Macomb Middle SchoolGrades 6-80.7 mi
3/10
Macomb Senior High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1923

Materials

  • Roof: Metal
  • Construction materials: Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Range Hood,Microwave,Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Upper
  • Dimensions: 22ft 0in x 9ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Solid Surface Counter

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,102
  • Total interior livable area: 1,102 sqft

Kitchen

  • Level: Main
  • Dimensions: 16ft 0in x 9ft 1in

Laundry

  • Level: Main
  • Dimensions: 13ft 3in x 10ft 9in

Living Room

  • Level: Main
  • Dimensions: 13ft 5in x 13ft 4in

Main Level

  • Area: 702

Other

  • Level: Main
  • Dimensions: 11ft 5in x 11ft 4in

Upper Level

  • Area: 400

Property

Details

  • Parcel number: 1130052400
  • Zoning description: Residential

Features

  • Patio & porch: Porch,Enclosed

Lot

  • Lot size: 9,570 sqft
  • Features: Level
  • Lot size dimensions: 55 x 174

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $343$4,116
Home Insurance *$82$984
Property Taxes $103$1,236
Electricity $130$1,569
Total$658$7,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,560/yr
40% on housing$19,740/yr
45% on housing$17,546/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 61455$59
McDonough County$64

vs Homes Sold Last Month

Median $/sqft

ZIP 61455$71
McDonough County$59

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$68,000
2026-07-01Listed for sale$68,000
2023-01-12Sold$13,200

For Sale by Agent

AgentChristine Farr
BrokerageKey, REALTORS

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