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706 Monroe St, Pawnee, IL, 62558

3beds
2baths
2,751sqft
$299,900
$109price/sqft
$2,471/moest. monthly cost
$98,840/yrincome needed

About This Home

Coming Soon! The Baker Homestead has remained in the same family for over a century and has been lovingly maintained and thoughtfully updated through generations. This traditional two-story home blends original character and charm with modern comfort. The inviting covered front porch with timeless brick steps and stately columns offers the perfect place for morning coffee or relaxing evenings. Inside, a classic foyer opens to the living room with a gas log fireplace and a spacious formal dining room ideal for gatherings. The main floor also features a cozy den, office, or family room, a full bathroom with walk-in shower, and a dedicated laundry room. The chef’s kitchen features Wood-Mode hardwood cabinetry, solid surface countertops, pantry, sitting area, dry bar, and high-end appliances. Brand new carpet in the living room, dining room, and staircase adds a fresh touch. Upstairs offers three spacious bedrooms with ample closet space and an updated full bathroom. The unfinished basement provides tall ceilings and excellent storage. The attached 2+ car garage is extra tall, wide, heated, and offers additional storage. Outside, enjoy the recently built and stained deck (fall of 2025), perfect for entertaining or relaxing. Recent updates include roof (2026), exterior paint (2026), boiler (2024), and carpet (2026). Home is being pre-inspected for added buyer confidence.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
Pawnee Grade SchoolGrades PK-60.6 mi
6/10
Pawnee Jr/Sr High SchoolGrades 7-120.6 mi

Construction

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Main
  • Dimensions: 8ft 1in x 11ft 3in

Additional Room2

  • Level: Main
  • Dimensions: 6ft 11in x 14ft 6in

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Unfinished

Bedroom1

  • Level: Upper
  • Dimensions: 19ft 4in x 13ft 1in

Bedroom2

  • Level: Upper
  • Dimensions: 13ft 2in x 11ft 4in

Bedroom3

  • Level: Upper
  • Dimensions: 17ft 11in x 13ft 2in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Solid Surface Counter,Ceiling Fan(s)
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Zoned

Interior Area

  • Total structure area: 2,751
  • Total interior livable area: 2,751 sqft

Kitchen

  • Level: Main
  • Dimensions: 11ft 7in x 11ft 2in

Laundry

  • Level: Main
  • Dimensions: 9ft 1in x 8ft 3in

Living Room

  • Level: Main
  • Dimensions: 17ft 0in x 13ft 6in

Main Level

  • Area: 1712

Other

  • Level: Main
  • Dimensions: 17ft 0in x 15ft 7in

Other

  • Level: Main
  • Dimensions: 15ft 0in x 14ft 2in

Upper Level

  • Area: 1039

Property

Details

  • Parcel number: 3607.0405001

Features

  • Levels: Two
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 81 x 160

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Side,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Earthquake

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$272$3,264
Property Taxes $472$5,664
Electricity $211$2,539
Total$2,471$29,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,720/yr
40% on housing$74,130/yr
45% on housing$65,893/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 62558$118
Sangamon County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 62558$133
Sangamon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Coming Soon

AgentDominic Campo
BrokerageCampo Realty, Inc.

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