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4 Sebring Rd, Springfield, IL, 62707

4beds
4baths
3,835sqft
$425,000
$111price/sqft
$3,458/moest. monthly cost
$138,320/yrincome needed

About This Home

Welcome to this beautifully updated all-brick ranch in one of Sherman’s most desirable settings. This home offers the perfect blend of space, comfort, and privacy—backing directly to open green space with no rear neighbors and just a short walk to a newly built park and splash pad. Inside, you’ll find a wide-open layout with updated luxury vinyl flooring, fresh paint, new trim, modern lighting, and new doors throughout. The kitchen features granite countertops, stainless steel appliances, and a large breakfast bar that opens seamlessly into the main living area—ideal for entertaining or everyday living. The fully finished basement adds incredible value with a massive recreation space, custom bar, and additional flex rooms perfect for a home office, gym, or guest space. Step outside to a large back deck overlooking a peaceful, park-like setting—offering rare privacy and room to relax or entertain. Move-in ready with major updates already done, this home delivers the space, layout, and setting that are hard to find in this price range.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
52
BikeBikeable

Schools

8/10
Sherman Elementary SchoolGrades PK-41.2 mi
8/10
7/10
Williamsville High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Trash compactor,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,835 sqft

Property

Details

  • Parcel number: 06350426014

Features

  • Exterior features: Brick

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Winter Weather
Earthquake
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$346$4,152
Property Taxes $669$8,028
Electricity $294$3,539
Total$3,458$41,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,560/yr
40% on housing$103,740/yr
45% on housing$92,213/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 62707$149
Sangamon County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 62707$122
Sangamon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$479,900
2025-07-13Listing removed--
2025-07-11Listed for sale$439,900
2022-03-06Listing removed--
2021-12-06Listed for sale$349,000
2021-11-11Listing removed--
2021-08-13Price change$329,900
2021-08-11Price change$315,000
2021-08-04Pending sale$325,000
2021-07-05Price change$325,000
2021-06-17Price change$330,000
2021-05-26Price change$335,000
2021-05-21Listed for sale$345,000
2020-11-03Sold$295,000
2020-10-02Pending sale$299,900
2020-09-03Price change$299,900
2020-07-30Price change$319,900
2020-06-26Listed for sale$329,900
2014-08-03Listing removed$309,000
2014-03-11Listed for sale$309,000
2013-05-30Sold$289,000
2013-04-10Listed for sale$305,000

For Sale by Owner

AgentProperty Owner

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