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435 E Beach Dr, Ocean Springs, MS, 39564

5beds
5baths
4,168sqft
$2,450,000
$588price/sqft
$17,384/moest. monthly cost
$695,360/yrincome needed

About This Home

Some homes check the boxes. This one changes the conversation. Tucked along the sugar-white sands of East Beach in downtown Ocean Springs, this extraordinary waterfront estate offers something that simply can't be recreated—an irreplaceable location paired with space, privacy, and the coastal lifestyle buyers dream about. The main residence spans over 4,100 square feet with five bedrooms, four-and-a-half baths, a spacious bonus room, and an open layout designed to bring everyone together. Just steps away, a separate 1,640-square-foot guest house with three bedrooms and two baths creates endless possibilities for hosting family, welcoming friends, or accommodating multigenerational living to create the perfect family compound. There are timeless finishes throughout that give the home so much warmth and character. Between the two homes, a stunning gunite pool creates the perfect gathering place for everyone to hang out, swim some laps and just relax on a summer afternoon. Holiday gatherings will never be the same! And that's the beauty of this property. You can spend the morning watching the sun rise over the Gulf, then take a morning walk on the beach, hop on your golf cart for lunch downtown, browse local shops and galleries, enjoy live music over dinner, then be back home in minutes with the sound of the waves as your backdrop. Finish the evening with a bike ride during sunset or a glass of wine sitting on your front porch. In addition to the large circular driveway in the front, there is also a back entrance to the property with an electric gate for added security. And both houses each have their own garage. Properties on East Beach are rare. Properties that offer this much flexibility, this much living space, and this level of craftsmanship are even rarer. If you've been waiting for a property that's impossible to duplicate, you've just found it.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
9/10
10/10
Ocean Springs High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2008

Materials

  • Foundation: Chainwall,Slab
  • Roof: Architectural Shingles,Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Oven
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bar,Bookcases,Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,In-Law Floorplan,Kitchen Island,Open Floorplan,Primary Downstairs,Recessed Lighting,Soaking Tub,Stone Counters,Storage,Tray Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,168
  • Total interior livable area: 4,168 sqft

Property

Details

  • Parcel number: 61225009.070

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Salt Water
  • Patio & porch: Patio,Porch,Rear Porch
  • Exterior features: Private Entrance,Private Yard,Rain Gutters,Other,See Remarks
  • Fencing: Back Yard,Gate,Wood,Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Front,Gulf Access,Gulf Front,Ocean Front,Waterfront

Lot

  • Lot size: 0.76 Acres
  • Features: City Lot,Front Yard,Landscaped,Near Beach

Parking

  • Total spaces: 4
  • Parking features: Driveway,Direct Access,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,388$148,656
Home Insurance *$3,242$38,904
Property Taxes $1,367$16,404
Electricity $387$4,650
Total$17,384$208,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$596,022/yr
40% on housing$521,520/yr
45% on housing$463,573/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$588This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$162
Jackson County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$2,450,000
2017-12-27Sold--
2012-02-24Sold--

For Sale by Agent

AgentChristie A Watson
BrokerageWeichert Realtors Gulf Properties

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