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30526 Mission Creek Rd, Saint Ignatius, MT, 59865

4beds
4baths
3,203sqft
$875,000
$273price/sqft
$5,594/moest. monthly cost
$223,760/yrincome needed

About This Home

Mission Creek flows through this 10-acre property year-round, creating an idyllic mountain setting at the base of the Mission Mountains. Enjoy the soothing sounds of flowing water from your home and spend evenings gathered along the shaded creek bank. Parked out setting, expansive outdoor living spaces, and beautifully landscaped grounds make this property so special. The ranch-style home is filled with warmth and character, featuring rock fireplaces on both levels, log details throughout, a dedicated office, and a spacious primary suite with a private walkout deck overlooking the creek and grounds. At the heart of the home is an impressive great room that flows seamlessly into the dining area and opens to the back patio, creating the perfect space for gathering with family and friends while enjoying the private surroundings. The yard features a rose garden, fragrant lilacs, a fenced garden area, greenhouse, small barn, and open acreage suitable for grazing or simply preserving your privacy. A charming guest cabin with its own dedicated parking area provides comfortable accommodations for visitors, multi-generational living, or rental income. With access to unlimited Wilderness recreation and less than an hour to Missoula and Flathead Lake, this is a property that captures the very best of western Montana living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

2/10
5/10
2/10
St Ignatius High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1973

Materials

  • Foundation: Block,Poured
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dishwasher,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 3/4 bathrooms: 1

Features

  • Fireplace,Main Level Primary,Vaulted Ceiling(s),Additional Living Quarters
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 835

Interior Area

  • Total interior livable area: 3,203 sqft

Property

Details

  • Parcel number: 15275422301070000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Rear Porch,Covered,Deck,Front Porch,Porch
  • Exterior features: Garden,Rain Gutters
  • Has view: Yes
  • View description: Meadow,Mountain(s),Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: true
  • On waterfront: Yes
  • Waterfront features: Creek,Waterfront
  • Waterbody name: Mission Creek

Lot

  • Lot size: 9.77 Acres
  • Features: Back Yard,Front Yard,Garden,Landscaped,Meadow,Views,Wooded

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Ice Storm
Avalanche
Earthquake
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance $610$7,320
Property Taxes $341$4,092
Electricity $219$2,639
Total$5,594$67,128

Income You'd Need if You Spent...

35% on housing$191,794/yr
40% on housing$167,820/yr
45% on housing$149,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 59865$182
Lake County$406

vs Homes Sold Last Month

Median $/sqft

ZIP 59865
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$875,000
2026-06-27Listed for sale$925,000

For Sale by Agent

AgentLiberty Ann DeGrandpre
BrokerageMission Valley Properties

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