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41255 Pine Tree Ln, Polson, MT, 59860

3beds
2baths
1,764sqft
$600,000
$340price/sqft
$3,793/moest. monthly cost
$151,720/yrincome needed

About This Home

FULLY REMODELED AND MOVE-IN READY! This stunning property has been completely transformed with extensive updates including a floor-to-ceiling remodel in 2021 featuring luxury vinyl plank flooring, brand new stainless steel Whirlpool appliances, elegant quartz countertops, and new water softener. Recent improvements include a new septic tank (2025) and new metal roofs on both the house and main shop plus RV pull-through (2019). Located on a quiet dead-end street for ultimate privacy, yet just 8 minutes from Flathead Lake and all the services, amenities, and lake access that downtown Polson has to offer. Inside, the home boasts a warm and inviting layout with light-filled living spaces, clean modern finishes, and classic touches. Once you walk in, an open floor plan is revealed where the kitchen, dining, and living areas seamlessly blend. A bedroom, full bathroom, laundry room, and sunroom are also found on the main level. Take the spiral staircase to the upper level and you encounter an open loft area that offers flex space for an office, reading room, or second living room. The primary en-suite is a true retreat! Step through the sliding door onto your private balcony where you can enjoy your morning coffee or unwind under the stars, surrounded by tranquil views. The luxurious bathroom features a jacuzzi tub perfectly positioned beneath a window, a tiled walk-in shower, and dual vanities with elegant lighting. A third bedroom rounds out the upper level. Outside, there is so much space to explore and plenty of outbuildings to tinker within. Bring your RV, camper, boat and cars - there is room for all! The Amish-built dry cabin is waiting for your personal touches, ideal for guests, an art studio, or additional rental potential. Fire up the grill on the expansive back patio and enjoy laughter-filled evenings with friends. Breathtaking wildflowers and unforgettable sunsets steal the show! This property is your Montana escape offering unmatched seclusion and room to roam - all just 8 miles from Flathead Lake and all the charm of downtown Polson. Come experience country living with convenience, comfort, and flexibility - schedule your private showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Pablo Elementary SchoolGrades PK-41.1 mi
4/10
Ronan Middle SchoolGrades 5-85.8 mi
2/10
Ronan High SchoolGrades 9-125.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1994

Materials

  • Foundation: Poured
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level,Tri-Level
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Water Softener,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace,Open Floorplan,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Baseboard,Electric,Wood Stove,Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,764 sqft

Property

Details

  • Parcel number: 15310301102100000
  • Special condition: Standard
  • Other equipment: Other

Features

  • Levels: Two
  • Patio & porch: Patio,Porch,Balcony
  • Exterior features: Balcony,Dog Run,Storage
  • Fencing: Partial,Wood,Wire
  • Has view: Yes
  • View description: Trees/Woods
  • Topography of land: Level,Rolling

Lot

  • Lot size: 5 Acres
  • Features: Back Yard,Front Yard,Wooded,Level,Rolling Slope

Parking

  • Total spaces: 6
  • Parking features: Circular Driveway,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Avalanche
    AvalancheModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Avalanche
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance $429$5,148
Property Taxes $180$2,160
Electricity $151$1,812
Total$3,793$45,516

Income You'd Need if You Spent...

35% on housing$130,045/yr
40% on housing$113,790/yr
45% on housing$101,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 59860$414
Lake County$406

vs Homes Sold Last Month

Median $/sqft

ZIP 59860
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$650,000
2025-11-14Listing removed$640,000
2025-10-17Listed for sale$640,000
2025-10-15Listing removed$650,000
2025-08-01Listed for sale$650,000
2021-03-03Sold--
2020-12-06Contingent$350,000
2020-11-30Listed for sale$350,000

For Sale by Agent

AgentJulie Anton
BrokerageCENTURY 21 Peak Properties

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