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35453 Ford Rd, Polson, MT, 59860

2beds
3baths
2,814sqft
$1,950,000
$693price/sqft
$12,019/moest. monthly cost
$480,760/yrincome needed

About This Home

Mission Mountain Ranch is a 120-acre rolling foothill estate positioned at the end of a private road just minutes from the Flathead Lake resort community of Polson. Sweeping mountain, lake, and valley views frame a property that balances privacy and accessibility with a well-rounded set of residential and operational improvements. Sited on a subtle prominence, the +/-2,800 square foot home offers one bedroom and 1.5 bathrooms on the main level, with one additional bedroom, two bonus rooms, storage, and one bathroom below grade. The home is serviced by an oversized 2-car garage that doubles as a ranch shop, with adjacent covered parking for one additional vehicle. Two wells, septic, and power are all in place. Ranch infrastructure is solid and ready to work, with a 40x58 hay and horse barn, adjacent round pen, corrals, and automatic waterers. Covered equipment storage is on site, and additional cattle handling equipment and ranch machinery are available with the option to purchase. The entire property is enclosed with 5-wire fencing, and a fenced garden area with established fruit trees adds a welcome touch of self-sufficiency. The ranch is home to an array of wildlife including deer, elk and a variety raptors and song birds who meander on an off the adjacent public land. Polson, a lakeside resort community of approximately 5000 is situated at the southern shore of Flathead Lake, set against the backdrop of the rugged Mission Mountains. The community offers a full range of amenities and services while retaining the character of a small Montana town. Both Missoula and Kalispell, full service communities, are just over 1 hour from the ranch. For those seeking an intimate Montana retreat with the land, infrastructure, and setting to support both a working ranch and an exceptional quality of life, Mission Mountain Ranch is worth considering.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Polson Middle SchoolGrades 5-83.6 mi
5/10
Polson High SchoolGrades 9-123.5 mi
4/10
Linderman SchoolGrades 2-43.6 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: See Remarks
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,357

Heating & Cooling

  • Heating features: Baseboard,Ductless,Electric,Wood Stove
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 2,814 sqft

Property

Details

  • Parcel number: 15322824101010000
  • Special condition: Standard

Features

  • Stories: 1
  • Fencing: Barbed Wire,Cross Fenced,Perimeter
  • Has view: Yes
  • View description: Lake,Mountain(s),Valley,Trees/Woods
  • Has water view: Yes
  • Water view: true
  • Topography of land: Rolling,Sloping

Lot

  • Lot size: 119.09 Acres
  • Features: Rolling Slope

Parking

  • Total spaces: 3
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Wildfire
Avalanche
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance $1,394$16,728
Property Taxes $572$6,864
Electricity $193$2,318
Total$12,019$144,228

Income You'd Need if You Spent...

35% on housing$412,080/yr
40% on housing$360,570/yr
45% on housing$320,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$693This listing

vs Other Active Listings

Avg $/sqft

ZIP 59860$399
Lake County$400

vs Homes Sold Last Month

Median $/sqft

ZIP 59860
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,950,000
2014-08-08Sold--

For Sale by Agent

AgentDeke Tidwell
BrokerageHall & Hall Partners LLP

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