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35408 Rocky Point Rd, Polson, MT, 59860

6beds
2baths
2,592sqft
$615,000
$237price/sqft
$3,908/moest. monthly cost
$156,320/yrincome needed

About This Home

Lovely country home just minutes to Polson on Rocky Point Road. Mature landscaping with gorgeous Mission Mountain & Flathead Lake views! This home can be two separate units, recently remodeled with newer steel roof, luxury plank flooring, beautiful kitchen with stainless steel appliances and granite counter tops & bathrooms. Almost new stacker washer/ dryers upstairs and downstairs. Lower level just remodeled with new kitchen, butcher block counters, new flooring, new drywall,new drop ceilings ,new bathroom, four bedrooms and one bath. (Bedrooms are spacious but do not have egress style windows) Propane and electric heat. Back yard is fenced with tall chain link fence for the pets and a nice greenhouse. Walk out and beautiful views to Flathead Lake ! Must see! Broker is related to seller.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Linderman SchoolGrades 2-42.0 mi
6/10
Polson Middle SchoolGrades 5-82.5 mi
5/10
Polson High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled,See Remarks
  • Year built: 1968

Materials

  • Foundation: Poured
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 1,296

Heating

  • Heating features: Baseboard,Electric,Propane,Wall Furnace

Interior Area

  • Total interior livable area: 2,592 sqft

Property

Details

  • Parcel number: 15335032102050000
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 0.68 Acres
  • Features: Corners Marked,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Inland Flooding
Avalanche
Ice Storm
Landslide
Lightning
Wildfire

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance $439$5,268
Property Taxes $183$2,196
Electricity $177$2,135
Total$3,908$46,896

Income You'd Need if You Spent...

35% on housing$133,988/yr
40% on housing$117,240/yr
45% on housing$104,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 59860$416
Lake County$406

vs Homes Sold Last Month

Median $/sqft

ZIP 59860
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Listed for sale$615,000

For Sale by Agent

AgentCindy L Johnson
BrokerageEngel & Völkers Western Frontier - Polson

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