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21034 State Highway 35, Bigfork, MT, 59911

4beds
3baths
2,576sqft
$989,000
$384price/sqft
$6,316/moest. monthly cost
$252,640/yrincome needed

About This Home

Sweet as a Flathead Cherry and surrounded by flourishing orchards, this storybook property was among the first estate homes built on the coveted east shore of Flathead Lake, reflecting the timeless character of the historic lodges that welcomed generations of visitors to Glacier National Park. Swiss stucco and timber architecture, original oak floors, handcrafted built in cabinetry, and remarkable masonry featuring fossils, petrified wood, and distinctive heart shaped stones create a home rich with craftsmanship and history. Set on 2,400 square feet across three levels, the residence offers 4 bedrooms, 2.5 baths, and a daylight basement with its own entrance, ideal for guests, multigenerational living, or a future Airbnb. Shimmering Flathead Lake views stretch to the west. Recent updates include a new roof and exterior paint in 2021, fireplace insert, and meticulous care throughout. A fenced yard filled with perennial gardens, lilacs, apple and pie cherry trees, plus a two car garage, storage shed, and turn key convenience complete this one of a kind Montana retreat near Yellow Bay, Woods Bay, hiking, boating, and Glacier National Park.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
Bigfork Elementary SchoolGrades PK-510.3 mi
6/10
Bigfork 7-8Grades 6-810.3 mi
6/10
Bigfork High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator,Trash Compactor,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 2,576 sqft

Property

Details

  • Parcel number: 15358421201130000
  • Zoning description: 1
  • Special condition: Standard

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Wildfire
Avalanche
Earthquake
Landslide

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,000$60,000
Home Insurance $900$10,800
Property Taxes $240$2,880
Electricity $176$2,122
Total$6,316$75,792

Income You'd Need if You Spent...

35% on housing$216,548/yr
40% on housing$189,480/yr
45% on housing$168,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 59911$523
Lake County$404

vs Homes Sold Last Month

Median $/sqft

ZIP 59911
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$989,000
2026-07-17Listed for sale$1,089,000

For Sale by Agent

AgentCourtland Chelmo
BrokerageNational Parks Realty - Whitefish

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