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1540 Thrill Hills Rd, Winifred, MT, 59489

4beds
4baths
3,600sqft
$845,000
$235price/sqft
$5,169/moest. monthly cost
$206,760/yrincome needed

About This Home

Experience Montana country living with room to grow! Located just outside Winifred, this inviting property offers peaceful rural living on 20 acres and a huge 50x150 shop! Enjoy endless opportunities for livestock, recreation, expansion, or investment. The home features 3600 sq. ft. with 4 bedrooms, 3.5 bathrooms, an office, mud/laundry room right off the garage, tons of storage and potential downstairs, and expansive living space upstairs complete with a custom kitchen including hand crafted oak cabinetry, large functional island, and breakfast nook. The shop includes one side being insulated, concrete, radiant heat, floor drain, ample power, and 20' overhead electric door! The other side offers over 5000sq ft of options from an indoor arena to an airplane hangar! Take in beautiful views overlooking Winifred and enjoy the peace, privacy, and wide-open beauty of Montana living!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

--
Winifred SchoolGrades PK-51.6 mi
--
Winifred 7-8Grades 6-81.6 mi
7/10
Winifred High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1988

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Dryer,Appliances Negotiable,Refrigerator

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 3,600

Heating & Cooling

  • Heating features: Gas,Hot Water
  • Cooling features: None

Interior Area

  • Total interior livable area: 3,600 sqft

Property

Details

  • Parcel number: 487480

Features

  • Stories: 1

Lot

  • Lot size: 20 Acres

Parking

  • Total spaces: 6
  • Parking features: Attached,Oversized,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather
Hail
Wildfire
Drought
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Fergus County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,272$51,264
Home Insurance $152$1,824
Property Taxes $498$5,976
Electricity $247$2,966
Total$5,169$62,028

Income You'd Need if You Spent...

35% on housing$177,222/yr
40% on housing$155,070/yr
45% on housing$137,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 59489
Fergus County$318

vs Homes Sold Last Month

Median $/sqft

ZIP 59489
Fergus County$435

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Price change$595,000
2026-06-07Price change$845,000
2026-06-05Listed for sale$595,000

For Sale by Agent

AgentChantal Hale
BrokerageeXp Realty, LLC - Billings

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