




34471 Staves Ln, Polson, MT, 59860
About This Home
At 34471 Staves LANE, just east of Polson, MT, a distinguished single family residence with guest house awaits, embodying luxurious living on Flathead Lake. Constructed in 2008, this home showcases an amazing design complemented by top-tier materials, offering an unparalleled residential experience with 5 bedrooms and 5.5 bathrooms. The culinary heart of this residence is a truly inspiring space, designed for both everyday enjoyment and grand entertaining. Here, a large kitchen island provides ample preparation and gathering space, perfectly complemented by elegant stone countertops and classic shaker cabinets. Culinary creations come to life with a high-end range oven and a custom range hood, while a built-in refrigerator ensures seamless integration. A tasteful backsplash adds a touch of refinement, and a dedicated kitchen bar along with a wine cooler invite relaxed enjoyment. The living room offers an atmosphere of spacious sophistication, featuring both vaulted and high ceilings that create an expansive feel. Overhead, a beamed ceiling adds architectural interest and warmth. One of two captivating fireplaces serves as a focal point, perfect for cozy evenings, while thoughtfully designed built-in shelves provide elegant display and storage solutions. Throughout the house natural light abounds; offering a unique connection to the outdoors, and inviting natural light to softly illuminate the home while taking in the breathtaking views of lakefront living. A luxurious bathroom provides a spa-like retreat, featuring a convenient walk-in shower for invigorating routines and a double vanity offering generous personal space. Beyond the interior, the property embraces its magnificent surroundings. As a true waterfront property with 160' of secluded & level frontage, it offers stunning Flathead Lake views and captivating Mission Mountain views, creating a picturesque backdrop for daily living. Outdoor enjoyment is effortless with a spacious deck and a charming patio, perfect for savoring the scenery. A large private dock provides direct access to the water, while a hot tub offers a tranquil escape. A very rare and valuable amenity is the boat house, with rails and new wench to pull your boat in from the weather. An outdoor fire pit and built-in barbecue create perfect outdoor living opportunities around the property. If a caretaker is needed, or if family and friends join you (and they will), the separate guest house with an additional 2-car garage offers a perfect solution to additional living and storage space. Creating privacy and room to spread out, this property feature cannot be overlooked and is truly a Montana gem! The residence may be sold furnished, with a few personal items excluded (list to be provided).
Getting Around
Schools
Construction
Condition
- Year built: 2008
Materials
- Foundation: Poured,See Remarks
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air,Ductless
Features
- Fireplace,Main Level Primary,Open Floorplan,Home Theater,Vaulted Ceiling(s),Wired for Data,Walk-In Closet(s),Wired for Sound
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 0
Interior Area
- Total interior livable area: 4,723 sqft
Property
Accessibility
- Accessibility features: Accessible Doors
Details
- Parcel number: 15335118103070000
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Awning(s),Rear Porch,Covered,Deck,Front Porch,Patio,Porch,Side Porch,Wrap Around,Balcony
- Exterior features: Awning(s),Built-in Barbecue,Balcony,Barbecue,Breezeway,Boat Slip,Courtyard,Dock,Fire Pit,Hot Tub/Spa,Playground,Rain Gutters,Storage,Propane Tank - Owned
- Has spa: Yes
- Spa features: Hot Tub
- Fencing: Back Yard,Partial,Wood
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Dock Access,Lake,Navigable Water,Seawall,Waterfront
- Waterbody name: Flathead Lake
- Topography of land: Level
Lot
- Lot size: 0.95 Acres
- Features: Back Yard,Front Yard,Landscaped,Secluded,Sprinklers In Ground,Views,Level
Parking
- Total spaces: 5
- Parking features: Additional Parking,Boat,Garage,Garage Door Opener,Heated Garage,Shared Driveway
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Earthquake
- Wildfire
- Avalanche
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $30,086 | $361,032 |
| Home Insurance | $4,254 | $51,048 |
| Property Taxes | $3,888 | $46,656 |
| Electricity | $324 | $3,891 |
| Total | $38,552 | $462,624 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $5,950,000 |
