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34471 Staves Ln, Polson, MT, 59860

5beds
6baths
4,723sqft
$5,950,000
$1,260price/sqft
$38,552/moest. monthly cost
$1,542,080/yrincome needed

About This Home

At 34471 Staves LANE, just east of Polson, MT, a distinguished single family residence with guest house awaits, embodying luxurious living on Flathead Lake. Constructed in 2008, this home showcases an amazing design complemented by top-tier materials, offering an unparalleled residential experience with 5 bedrooms and 5.5 bathrooms. The culinary heart of this residence is a truly inspiring space, designed for both everyday enjoyment and grand entertaining. Here, a large kitchen island provides ample preparation and gathering space, perfectly complemented by elegant stone countertops and classic shaker cabinets. Culinary creations come to life with a high-end range oven and a custom range hood, while a built-in refrigerator ensures seamless integration. A tasteful backsplash adds a touch of refinement, and a dedicated kitchen bar along with a wine cooler invite relaxed enjoyment. The living room offers an atmosphere of spacious sophistication, featuring both vaulted and high ceilings that create an expansive feel. Overhead, a beamed ceiling adds architectural interest and warmth. One of two captivating fireplaces serves as a focal point, perfect for cozy evenings, while thoughtfully designed built-in shelves provide elegant display and storage solutions. Throughout the house natural light abounds; offering a unique connection to the outdoors, and inviting natural light to softly illuminate the home while taking in the breathtaking views of lakefront living. A luxurious bathroom provides a spa-like retreat, featuring a convenient walk-in shower for invigorating routines and a double vanity offering generous personal space. Beyond the interior, the property embraces its magnificent surroundings. As a true waterfront property with 160' of secluded & level frontage, it offers stunning Flathead Lake views and captivating Mission Mountain views, creating a picturesque backdrop for daily living. Outdoor enjoyment is effortless with a spacious deck and a charming patio, perfect for savoring the scenery. A large private dock provides direct access to the water, while a hot tub offers a tranquil escape. A very rare and valuable amenity is the boat house, with rails and new wench to pull your boat in from the weather. An outdoor fire pit and built-in barbecue create perfect outdoor living opportunities around the property. If a caretaker is needed, or if family and friends join you (and they will), the separate guest house with an additional 2-car garage offers a perfect solution to additional living and storage space. Creating privacy and room to spread out, this property feature cannot be overlooked and is truly a Montana gem! The residence may be sold furnished, with a few personal items excluded (list to be provided).

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
Linderman SchoolGrades 2-45.9 mi
6/10
Polson Middle SchoolGrades 5-86.9 mi
5/10
Polson High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Poured,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air,Ductless

Features

  • Fireplace,Main Level Primary,Open Floorplan,Home Theater,Vaulted Ceiling(s),Wired for Data,Walk-In Closet(s),Wired for Sound
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 4,723 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 15335118103070000
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Awning(s),Rear Porch,Covered,Deck,Front Porch,Patio,Porch,Side Porch,Wrap Around,Balcony
  • Exterior features: Awning(s),Built-in Barbecue,Balcony,Barbecue,Breezeway,Boat Slip,Courtyard,Dock,Fire Pit,Hot Tub/Spa,Playground,Rain Gutters,Storage,Propane Tank - Owned
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Back Yard,Partial,Wood
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Dock Access,Lake,Navigable Water,Seawall,Waterfront
  • Waterbody name: Flathead Lake
  • Topography of land: Level

Lot

  • Lot size: 0.95 Acres
  • Features: Back Yard,Front Yard,Landscaped,Secluded,Sprinklers In Ground,Views,Level

Parking

  • Total spaces: 5
  • Parking features: Additional Parking,Boat,Garage,Garage Door Opener,Heated Garage,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Wildfire
Avalanche
Inland Flooding
Landslide

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $30,086$361,032
Home Insurance $4,254$51,048
Property Taxes $3,888$46,656
Electricity $324$3,891
Total$38,552$462,624

Income You'd Need if You Spent...

35% on housing$1,321,782/yr
40% on housing$1,156,560/yr
45% on housing$1,028,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,260This listing

vs Other Active Listings

Avg $/sqft

ZIP 59860$379
Lake County$393

vs Homes Sold Last Month

Median $/sqft

ZIP 59860
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$5,950,000

For Sale by Agent

AgentDevin Khoury
BrokeragePureWest Real Estate - Missoula

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