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36649 View Point Dr, Polson, MT, 59860

4beds
3baths
3,757sqft
$1,275,000
$339price/sqft
$8,052/moest. monthly cost
$322,080/yrincome needed

About This Home

Perched on 10 pristine acres, this stunning Cape Cod–inspired farmhouse offers gorgeous panoramic views, spanning Flathead Lake, the Mission Valley, Mission Mountains, and the Pablo Wildlife Refuge and Reservoir. A remarkable setting where every window captures a different piece of Montana’s natural beauty. The property itself is an idyllic oasis, designed with a picturesque greenhouse/garden shed, charming chicken coop, vibrant landscaping, and blooming flowers, creating a peaceful, storybook-like atmosphere. Inside, the spacious home features a light-filled open kitchen, dining, and living area with refinished hardwood floors, a cozy fireplace, and expansive windows showcasing 180-degree views. The kitchen is both elegant and functional, offering granite countertops, custom cabinetry, built-ins, and ample space for gathering and entertaining. The private main-level primary suite is a complete with heated bathroom floors, a steam shower, soaking tub, and a generous walk-in closet. Also on the main level is a sunny office and a convenient half bath. The lower level provides additional living space with a large recreation area witih fireplace, three bedrooms, and a full bathroom featuring heated floors and dual vanities. A spacious laundry room and well-lit crawl space offer excellent storage and functionality. Outside, enjoy the ease of a paved driveway and an oversized attached triple garage, perfect for vehicles, hobbies, and storage. Every aspect of this tranquil retreat has been designed to embrace its surroundings, offering a peaceful, private lifestyle connected to nature.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
Linderman SchoolGrades 2-42.0 mi
6/10
Polson Middle SchoolGrades 5-82.2 mi
5/10
Polson High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Poured
  • Roof: Asphalt

Other

  • Builder name: Gunlock

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace,Main Level Primary,Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,666

Heating

  • Heating features: Baseboard,Electric,Radiant Floor,Wall Furnace

Interior Area

  • Total interior livable area: 3,757 sqft

Property

Details

  • Parcel number: 15322811301150000
  • Special condition: Standard
  • Exclusions: See Private Remarks for Specific Exclusions

Features

  • Levels: Two
  • Patio & porch: Deck,Front Porch
  • Exterior features: Garden,See Remarks,Propane Tank - Owned
  • Has view: Yes
  • View description: Lake,Meadow,Mountain(s),Valley
  • Has water view: Yes
  • Water view: true

Lot

  • Lot size: 10.05 Acres
  • Features: Back Yard,Front Yard,Garden,Landscaped,Meadow,Secluded,See Remarks,Views

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Wildfire
Avalanche
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,447$77,364
Home Insurance $911$10,932
Property Taxes $437$5,244
Electricity $257$3,095
Total$8,052$96,624

Income You'd Need if You Spent...

35% on housing$276,068/yr
40% on housing$241,560/yr
45% on housing$214,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 59860$412
Lake County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 59860
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,350,000

For Sale by Agent

AgentSarah E Beck
BrokerageCentury 21 Big Sky Real Estate - Polson

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