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123 S 4th St, Bearcreek, MT, 59007

3beds
2baths
1,488sqft
$249,900
$168price/sqft
$1,930/moest. monthly cost
$77,200/yrincome needed

About This Home

This nicely maintained manufactured home in BEARCREEK is just 7 miles east of downtown Red Lodge on a corner lot with shade trees and glimpses of the Beartooth Mountains to the southwest! This 3 bedroom and 2 bath home has had several upgrades over the years that make it move in ready. There is a 208 foot sq. addition for a light filled family room. There is also a detached single car garage, a separate office/shop building with electric, plus a storage shed. The backyard is partially fenced, with both a back deck and a covered front deck for enjoying the outdoors and views. This home could work for year-round living, a weekend escape or a vacation rental property. The historic tourist town of Red Lodge is minutes away, as well as Red Lodge Ski Mountain. And don't forget you can enjoy the famous Beartooth highway that leads to Yellowstone National Park. Owner financing is an option.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

--
Belfry SchoolGrades PK-67.4 mi
--
Belfry 7-8Grades 7-87.4 mi
10/10
Belfry High SchoolGrades 9-127.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1992

Materials

  • Roof: Asphalt
  • Construction materials: Modular/Prefab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Manufactured Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer/Dryer Stacked,Dishwasher,Electric Range,Oven,Range,Refrigerator,Range Hood,Smooth Cooktop,Washer
  • Laundry features: Stacked

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Family Room

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main

Features

  • Ceiling Fan(s)
  • Finished area above ground: 1,488

Heating & Cooling

  • Heating features: Forced Air,Gas,Propane
  • Cooling features: Other,Window Unit(s)

Interior Area

  • Total interior livable area: 1,488 sqft

Kitchen

  • Features: Ceiling Fan(s),Sink,Vaulted Ceiling(s)
  • Level: Main

Living Room

  • Features: Ceiling Fan(s),Vaulted Ceiling(s)
  • Level: Main

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 5008900
  • Zoning description: Other

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Exterior features: Deck,Fence
  • Fencing: Fenced

Lot

  • Lot size: 7,405 sqft
  • Features: Alley,Corner Lot,Trees

Parking

  • Total spaces: 1
  • Parking features: Detached,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Landslide
Wildfire
Winter Weather
Hail

FEMA Declared Disasters in Carbon County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance $451$5,412
Property Taxes $65$780
Electricity $151$1,812
Total$1,930$23,160

Income You'd Need if You Spent...

35% on housing$66,171/yr
40% on housing$57,900/yr
45% on housing$51,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 59007
Carbon County$286

vs Homes Sold Last Month

Median $/sqft

ZIP 59007$44
Carbon County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$249,900
2026-01-06Price change$254,900
2025-09-27Listed for sale$259,900
2022-02-24Sold--
2022-01-20Listed for sale$169,000

For Sale by Agent

AgentDean Petty
BrokerageMountainlands of MT Realty

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