41938 Gallagher Ln, Charlo, MT, 59824
About This Home
***CS&KT TRIBAL HOMESITE LEASE IMPROVEMENTS -FOR SALE TO ELIGIBLE CS&KT TRIBAL MEMBERS ONLY**** Hard to find duplex on 5 acre homesite. Units are each 2 bedroom 2 bath and are in very good condition. There is some finish work to be completed. Lower unit has a attached garage with storage. Washer dryer hookups in each unit. Collegen water filtration system and water sofner installed. Gorgeous view of the Mission Mountains and the Moise Valley. Home is on a private well and septic system. Landscaping needs to be completed so bring your imagination.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Foundation: Slab
Type & Style
- Home type: MultiFamily
- Architectural style: Multi-Level,Tri-Level
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
- Laundry features: Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
Interior Area
- Total structure area: 3,882
- Total interior livable area: 3,882 sqft
Property
Details
- Parcel number: 15286723101040000
- Special condition: Standard
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Ice Storm
- Avalanche
- Earthquake
- Inland Flooding
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance | $187 | $2,244 |
| Property Taxes | $104 | $1,248 |
| Electricity | $266 | $3,198 |
| Total | $1,871 | $22,452 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-18 | Price change | $299,000 |
| 2025-07-20 | Price change | $359,000 |
| 2025-06-17 | Price change | $399,000 |
| 2025-05-08 | Listed for sale | $424,900 |
For Sale by Agent
View on Zillow