See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

43079 Flathead View Dr, Polson, MT, 59860

3beds
3baths
3,324sqft
$1,295,000
$390price/sqft
$8,147/moest. monthly cost
$325,880/yrincome needed

About This Home

Custom Montana living at its finest! This spacious log-accented, wood-framed ranch-style home, built in 2002, sits on 20.19 acres and captures sweeping views of Flathead Lake, Polson, and the stunning Mission Mountains. Offering 3 bedrooms, 2 full baths, and a half bath, the home features a spacious 674 sq ft loft and striking 22' vaulted blue pine tongue-and-groove ceilings that enhance its warm, rustic character. Enjoy indoor and outdoor fireplaces, perfect for year-round Montana living. The kitchen boasts a beautiful granite island, ideal for gathering and entertaining. Step through the sliding glass doors onto a wrap-around concrete patio complete with a hot tub—perfect for soaking in the views and abundant wildlife, including frequent visits from elk and deer. The attached garage is fully finished, heated, and plumbed for added convenience. Additional storage shed included. A rare blend of comfort, craftsmanship, and Big Sky beauty!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Cherry Valley SchoolGrades PK-15.6 mi
6/10
Polson Middle SchoolGrades 5-85.8 mi
5/10
Polson High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Wood Siding,Wood Frame

Other

  • Builder name: Wayne Smith

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home,Multi-Level,Tri-Level
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Gas,Stove,Wall Furnace

Interior Area

  • Total interior livable area: 3,324 sqft

Property

Details

  • Parcel number: 15334927101020000
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Patio,Wrap Around
  • Exterior features: Hot Tub/Spa,See Remarks,Propane Tank - Owned
  • Has spa: Yes
  • Fencing: Partial,Split Rail
  • Has view: Yes
  • View description: Lake,Mountain(s)
  • Has water view: Yes
  • Water view: true
  • Topography of land: Level
  • Horses can be raised: Yes

Lot

  • Lot size: 20.18 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Inland Flooding
Avalanche
Ice Storm
Landslide
Lightning
Wildfire

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance $925$11,100
Property Taxes $446$5,352
Electricity $228$2,738
Total$8,147$97,764

Income You'd Need if You Spent...

35% on housing$279,325/yr
40% on housing$244,410/yr
45% on housing$217,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 59860$410
Lake County$404

vs Homes Sold Last Month

Median $/sqft

ZIP 59860
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$1,395,000

For Sale by Agent

AgentRachel Doble
BrokerageClearwater Montana Properties - Plains

Similar Homes