41628 Ranch Rd, Polson, MT, 59860
About This Home
Fantastic Flathead Lake & Mission Mountain Views from this Great 20 acres Horse property just north of Polson. So much VALUE here! 4800 sf country home with Chefs kitchen, featuring 11 foot custom island with na stone counter tops, distressed finish custom cabinetry, Wolf dual fuel range, dining area for the large family or party! This home has 5 Bedrooms, 4 bathrooms, wonderful large theatre/game room with wet bar! Bedroom suite with large walk/in closet, and a brass oversized tub in the spa bathroom. Hobby room with surprise features and ample extra storage. Attached double garage, front and back patio areas for your Montana sunrises & sunsets! The shop barn is already plumbed for future upstairs living apartment! There are roof overhangs for the horses and equipment parking. Riding trails close by, chicken house & storage shed. Must see ! Here is your Montana Dream property overlooking all Polson amenities, privacy abounds!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Foundation: Poured
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Architectural style: Split Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Finished area below ground: 840
Interior Area
- Total interior livable area: 4,800 sqft
Property
Details
- Parcel number: 15334913301050000
- Zoning: Farm & Ranch
- Zoning description: SFR
- Special condition: Standard
Features
- Levels: Multi/Split
- Horses can be raised: Yes
Lot
- Lot size: 20 Acres
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Earthquake
- Inland Flooding
- Avalanche
- Ice Storm
- Landslide
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,309 | $63,708 |
| Home Insurance | $750 | $9,000 |
| Property Taxes | $327 | $3,924 |
| Electricity | $329 | $3,955 |
| Total | $6,715 | $80,580 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-06 | Listed for sale | $1,050,000 |
| 2025-11-12 | Listing removed | $1,100,000 |
| 2025-10-12 | Price change | $1,100,000 |
| 2025-09-19 | Price change | $1,150,000 |
| 2025-08-26 | Price change | $1,200,000 |
| 2025-08-10 | Price change | $1,300,000 |
| 2025-07-29 | Price change | $1,400,000 |
| 2025-07-01 | Price change | $1,500,000 |
| 2025-03-04 | Listed for sale | $1,300,000 |
| 2024-07-01 | Listing removed | $1,700,000 |
| 2023-10-10 | Listed for sale | $1,700,000 |
For Sale by Agent
View on Zillow