22545 State Highway 83, Swan Lake, MT, 59911
About This Home
Discover the perfect lake retreat with this charming cabin on the shore of picturesque Swan Lake. With 90 feet of level lake frontage, this property offers breathtaking views of both Swan Lake and the Mission Mountains—best enjoyed from the comfort of your tranquil deck. Located in the town of Swan Lake, just moments from the State Park and public boat launch, this home is ideally situated for enjoying all the area has to offer. Spend your days boating, fishing, swimming, or exploring the endless outdoor recreation opportunities nearby. The cozy cabin features 2 bedrooms, 1.5 bathrooms, an additional office space, a wood-burning stove, and furnishings included. A detached double garage offers ample storage for vehicles, boats, and gear. Whether you're looking for a weekend escape, a seasonal retreat, or year-round living, this is your opportunity to own a piece of Montana’s lakefront paradise. Don't miss your chance to make this serene setting your own. Properties like this are rare!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Poured
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Freezer,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
Heating
- Heating features: Baseboard,Electric,Wood Stove
Interior Area
- Total interior livable area: 1,008 sqft
Property
Details
- Parcel number: 15358514403040000
- Zoning: None
- Special condition: Standard
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Lake,Mountain(s)
- Has water view: Yes
- Water view: true
- On waterfront: Yes
- Waterfront features: Lake,Navigable Water,Seawall,Waterfront
- Waterbody name: Swan Lake
Lot
- Lot size: 9,583 sqft
- Features: Corners Marked,Views
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Wildfire
- Avalanche
- Earthquake
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance | $864 | $10,368 |
| Property Taxes | $275 | $3,300 |
| Electricity | $151 | $1,812 |
| Total | $6,093 | $73,116 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-07-09 | Listed for sale | $1,125,000 |
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