1082 Gaines Creek Loop, Eufaula, OK, 74432
About This Home
PRICE REDUCED AND MOTIVATED SELLER!!! This secluded waterfront haven offers breathtaking views from nearly every room. Designed with entertaining in mind, the home features two spacious living areas, a formal dining room, and a dedicated office that can easily serve as an additional guest space. Recent upgrades include a new metal roof, ensuring durability and peace of mind for years to come. Step outside to the expansive back deck, the perfect spot to unwind and enjoy spectacular sunsets over the water. The property also features an oversized detached building with insulation and electricity, ideal for a future bunkhouse, studio, or secure storage for all your lake toys. Whether you're dreaming of weekend getaways or year-round lakefront living, this home has it all. Don't miss your chance to own your slice of lake paradise? Schedule your private tour today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Brick,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Cooktop,Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Range
- Laundry features: Washer Hookup,Electric Dryer Hookup
Basement
- Basement: None
Bathroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: First
Dining Room
- Level: First
Features
- High Speed Internet,Laminate Counters,Wired for Data,Ceiling Fan(s),Electric Oven Connection,Electric Range Connection,Programmable Thermostat
- Window features: Vinyl
- Flooring: Carpet,Tile,Vinyl
- Number of fireplaces: 1
- Fireplace features: Blower Fan,Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,026
- Total interior livable area: 2,026 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 222500001039003900
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Deck,Patio,Porch
- Exterior features: Concrete Driveway,Rain Gutters
- Fencing: None
- Has view: Yes
- View description: Seasonal View
- Waterfront features: Lake,River Access,Water Access
- Waterbody name: Eufaula Lake
- Living area range: 2000-2250 SqFt
Lot
- Lot size: 0.30 Acres
- Features: Mature Trees,Wooded
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Ice Storm
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Pittsburg County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance | $588 | $7,056 |
| Property Taxes | $166 | $1,992 |
| Electricity | $150 | $1,808 |
| Total | $2,850 | $34,200 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-06 | Price change | $384,900 |
| 2026-06-16 | Price change | $389,900 |
| 2026-05-18 | Listed for sale | $399,900 |
| 2025-10-31 | Listing removed | $415,000 |
| 2025-06-27 | Price change | $415,000 |
| 2025-05-01 | Listed for sale | $419,000 |
| 2025-05-01 | Listing removed | $419,000 |
| 2025-02-28 | Price change | $419,000 |
| 2024-11-04 | Listed for sale | $425,000 |
| 2023-06-30 | Sold | $415,000 |
| 2023-05-05 | Pending sale | $425,000 |
| 2023-02-16 | Listed for sale | $425,000 |
| 2021-12-22 | Sold | $325,000 |
| 2021-11-15 | Pending sale | $325,000 |
| 2021-11-12 | Listed for sale | $325,000 |
| 2020-01-16 | Sold | $249,000 |
| 2019-12-27 | Pending sale | $247,900 |
| 2019-04-17 | Price change | $247,900 |
| 2019-03-29 | Listed for sale | $287,900 |
| 2018-10-24 | Listing removed | $249,900 |
| 2018-04-27 | Price change | $249,900 |
| 2017-09-08 | Price change | $269,900 |
| 2017-08-23 | Listed for sale | $287,900 |
View on Zillow