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1008 Jones Rd, Irmo, SC, 29063

2beds
1baths
940sqft
$585,000
$622price/sqft
$3,637/moest. monthly cost
$145,480/yrincome needed

About This Home

Experience the best of Lake Murray living with this charming waterfront cottage, perfect as a personal getaway or a proven income-producing property. This updated 2-bedroom, 1-bath home is tucked away on a quiet cove and features a private dock with deck, plus a boat ramp permit already in place. Inside, you’ll find timeless character paired with modern updates, including original pine floors, a cozy wood-burning stove, and a stylish farmhouse-inspired kitchen complete with Bosch stainless steel appliances, subway tile backsplash, custom cabinetry, and built-in surround sound. Enjoy peaceful mornings on the screened porch or host friends on the back deck overlooking the fenced yard and calm water views. With approximately $45,000 in annual rental income, this property has already proven itself as a strong short-term rental opportunity. The outdoor space is just as inviting, featuring professional landscaping, front yard irrigation, and multiple areas to relax and unwind. Located close to marinas, dining, and all that Lake Murray has to enjoy, convenience meets lifestyle here. Residents also enjoy access to a 22-acre tract directly across the street, featuring walking trails, a bridge, and scenic outdoor spaces. Whether you're searching for a weekend escape, full-time lake retreat, or a turn-key investment, this property delivers. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
7/10
Dutch Fork Middle SchoolGrades 7-83.2 mi
7/10
Dutch Fork High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1951

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Free-Standing Range,Gas Range,Self Clean,Dishwasher,Disposal,Dryer,Refrigerator,Washer,Microwave Above Stove,Electric Water Heater
  • Laundry features: Laundry Closet,Electric,Heated Space,Utility Room,Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Separate Shower,Bath-Shared,Ceiling Fan(s),Floors-Hardwood
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Floors-Hardwood

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Storage,Attic Access

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Gas Pac
  • Cooling features: Central Air,Gas Pac

Interior Area

  • Total structure area: 940
  • Total interior livable area: 940 sqft

Kitchen

  • Features: Floors-Hardwood,Pantry,Backsplash-Tiled,Cabinets-Painted,Recessed Lighting,Counter Tops-Quartz
  • Level: Main

Living Room

  • Features: Fireplace,Floors-Hardwood,Ceiling Fan

Master Bedroom

  • Features: Separate Shower,Bath-Shared,Ceiling Fan(s),Closet-Private,Floors-Hardwood
  • Level: Main

Property

Details

  • Parcel number: 024090302

Features

  • Stories: 1
  • Exterior features: Dock
  • Fencing: Rear Only Wood
  • On waterfront: Yes
  • Waterfront features: On Lake Murray
  • Frontage length: 100

Lot

  • Lot size: 0.51 Acres
  • Features: On Water

Parking

  • Total spaces: 4
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$163$1,956
Property Taxes $312$3,744
Electricity $204$2,449
Total$3,637$43,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,697/yr
40% on housing$109,110/yr
45% on housing$96,986/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$622This listing

vs Other Active Listings

Avg $/sqft

ZIP 29063$140
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29063
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$599,900
2026-04-09Listing removed$619,900
2026-02-10Price change$619,900
2026-01-05Price change$629,900
2025-12-02Price change$635,000
2025-11-02Price change$636,900
2025-10-20Price change$645,000
2025-10-09Listed for sale$649,900
2025-04-24Sold$585,000
2025-04-23Pending sale$594,900
2025-02-22Contingent$594,900
2025-02-07Price change$594,900
2025-01-31Listed for sale$599,900
2024-06-10Listing removed--
2024-05-30Listed for sale$629,900
2022-09-01Sold$452,900
2022-06-30Listed for sale$474,000
2022-06-15Listing removed--
2022-06-03Listed for sale$474,000
2021-08-17Listing removed--
2021-07-30Listed for sale$499,900
2017-09-03Listing removed$239,000
2017-06-28Price change$239,000
2017-04-29Price change$249,000
2017-01-17Listed for sale$236,500
2011-05-02Sold$162,500
2005-09-29Sold$145,000

For Sale by Agent

AgentTyler Thigpen
BrokerageLake Murray 360 Realty LLC

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