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1017 Steeple Ridge Rd, Irmo, SC, 29063

5beds
4baths
4,100sqft
$875,000
$213price/sqft
$5,447/moest. monthly cost
$217,880/yrincome needed

About This Home

1017 Steeple Ridge Road is located in Ascot Estates, the most prestigious section of Irmo's highly sought-after Ascot community. This custom-built home offers 5 bedrooms, 3.5 bathrooms, a spacious bonus room, and one of the finest backyards in the neighborhood. The oversized screened porch opens to a recently expanded deck, perfect for outdoor dining and relaxing. Below, a covered gazebo with a hot tub features privacy screens, a wood-paneled ceiling, lighting, and a ceiling fan, creating the perfect retreat. Surrounded by mature trees, the backyard also includes a beautiful pebble-stone fire pit and plenty of room for a future pool.The two-story foyer is flanked by a large den and formal dining room. Hardwood floors flow throughout much of the main level. The family room features a gas fireplace, walls of windows, and opens seamlessly to the kitchen with stainless steel appliances, abundant cabinetry, generous counter space, and an eat-in area overlooking the backyard. The laundry/mudroom is conveniently located off the kitchen with access to the garage and back porch. The owner's suite is privately located at the rear of the home and offers dual walk-in closets, a jetted tub, large tile shower, private water closet, separate vanities, and a private office that also makes an ideal nursery or craft room.Two staircases lead upstairs. Bedrooms 2 and 3 share a Jack and Jill bath and both feature large walk-in closets, while Bedroom 2 also accesses one of two walk-in storage areas. Bedroom 4 has a private bath, Bedroom 5 has easy access to the hall bath, and the oversized bonus room includes its own staircase downstairs. A walk-up attic provides exceptional storage and future expansion potential.Ascot amenities include a clubhouse, pool, playground, tennis courts, and sidewalks throughout the community. Zoned for award-winning Lexington/Richland School District Five, including Dutch Fork High School. Ask about a possible $2,000 lender credit.*Ask about possible 2K in lender credit. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
7/10
Dutch Fork Middle SchoolGrades 6-82.5 mi
7/10
Dutch Fork High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1996

Materials

  • Construction materials: Brick-All Sides-AbvFound

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Double Vanity,Walk-In Closet(s),Ceiling Fan(s)
  • Level: Second

Bedroom3

  • Features: Double Vanity,Walk-In Closet(s),Ceiling Fan(s)
  • Level: Second

Bedroom4

  • Features: Double Vanity,Bath-Private,Ceiling Fan(s),Closet-Private
  • Level: Second

Bedroom5

  • Features: Bath-Shared,Ceiling Fan(s),Closet-Private
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Floors-Hardwood,Molding,High Ceilings
  • Level: Main

Features

  • Door features: French Doors
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,100
  • Total interior livable area: 4,100 sqft

Kitchen

  • Features: Bar,Eat-in Kitchen,Granite Counters,Backsplash-Tiled,Cabinets-Painted,Recessed Lighting
  • Level: Main

Living Room

  • Features: Floors-Hardwood,Molding,High Ceilings
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Tub-Garden,Bath-Private,Separate Shower,Sitting Room,Walk-In Closet(s),Whirlpool,High Ceilings,Ceiling Fan(s),Separate Water Closet
  • Level: Main

Property

Details

  • Parcel number: 053010203

Features

  • Stories: 2
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Private

Lot

  • Lot size: 0.58 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$163$1,956
Property Taxes $466$5,592
Electricity $394$4,731
Total$5,447$65,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,754/yr
40% on housing$163,410/yr
45% on housing$145,253/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 29063$141
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29063
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$875,000
2004-08-25Sold$434,000
2003-04-03Sold$405,000
1999-09-03Sold$360,000

For Sale by Agent

AgentPatrick O'Connor
BrokerageColdwell Banker Realty

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