See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

406 Steeple Crst N, Irmo, SC, 29063

5beds
5baths
3,776sqft
$718,500
$190price/sqft
$4,542/moest. monthly cost
$181,680/yrincome needed

About This Home

406 N Steeple Chase in Irmo’s Ascot Downs offers the kind of floor plan that is incredibly hard to find. This 5-bedroom, 4.5-bath home features 4 of the bedrooms & 3 full baths on the main level, including the owner’s suite, with only the 5th bedroom located upstairs. Set on a large, flat lot with a huge backyard & beautiful surroundings, this home combines main-level living, privacy, flexibility, & space in one of Irmo’s most established neighborhoods.Inside, the two-story foyer makes an impressive first impression. A large formal dining room sits to the right, while an office or sitting room is tucked privately around the corner to the left. From there, the home opens into a spacious great room wrapped in windows, filled with natural light, & anchored by a gas fireplace.The kitchen is one of the most memorable spaces in the home. Open to the family room, it features soaring ceilings, dramatic pendant lighting, extensive cabinetry, generous counter space, & a large eat-in area overlooking the backyard. The scale of the room gives it a bright, open feel, while the layout makes it practical for everyday living, entertaining, & family gatherings. The kitchen also offers easy access to the laundry room, half bath, garage entry, & formal dining room.The owner’s suite is privately positioned at the back of the home & offers direct access to the back deck. The suite features two large closets & a remodeled bathroom with impressive ceiling height, dual vanities, a soaking tub, & a large shower.Bedroom 2 is located on the opposite side of the home for added privacy & has access to a full bath in the hall. Bedrooms 3 & 4 share a Jack-and-Jill bath, creating an ideal setup for family or guests. Upstairs, bedroom 5 offers excellent flexibility with a large walk-in closet & private full bath, making it perfect for guests, teens, a private office, or a separate retreat.Ascot Downs is around the corner from top-rated Lexington-Richland School District 5 schools, including River Springs Elementary, Dutch Fork Middle, & Dutch Fork High. *Ask about possible 2K in lender credit. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
7/10
Dutch Fork Middle SchoolGrades 7-82.9 mi
7/10
Dutch Fork High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Brick-All Sides-AbvFound

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Counter Cooktop,Dishwasher,Microwave Built In
  • Laundry features: Heated Space,Mud Room,Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Bath-Shared,Tub-Shower,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedroom3

  • Features: Double Vanity,Tub-Shower,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedroom4

  • Features: Double Vanity,Tub-Shower,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedroom5

  • Features: Bath-Private,Walk-In Closet(s),Built-in Features,Ceiling Fan(s),Closet-Private
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 4

Dining Room

  • Features: Floors-Hardwood,Molding,High Ceilings
  • Level: Main

Features

  • Bookcases,Ceiling Fan(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Storage,Attic Access

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,776
  • Total interior livable area: 3,776 sqft

Kitchen

  • Features: Bar,Eat-in Kitchen,Floors-Hardwood,Kitchen Island,Backsplash-Tiled,Cabinets-Painted,Counter Tops-Granite Tile,Recessed Lighting
  • Level: Main

Master Bedroom

  • Features: Balcony-Deck,Double Vanity,Bath-Private,Separate Shower,Walk-In Closet(s),Whirlpool,Tray Ceiling(s),Ceiling Fan(s),Floors-Hardwood,Recessed Lighting,Separate Water Closet
  • Level: Main

Property

Details

  • Parcel number: 053010331

Features

  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Gutters - Full
  • Fencing: Rear Only Wood

Lot

  • Lot size: 0.69 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,633$43,596
Home Insurance *$163$1,956
Property Taxes $383$4,596
Electricity $363$4,357
Total$4,542$54,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,725/yr
40% on housing$136,260/yr
45% on housing$121,120/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 29063$142
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29063
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$718,500
2021-09-09Sold$508,000
2021-07-30Listed for sale$505,000
2021-07-21Listing removed--
2021-07-10Listed for sale$505,000
2006-12-19Sold$535,000
2000-12-04Sold$450,000
1998-11-23Sold$320,000

For Sale by Agent

AgentPatrick O'Connor
BrokerageColdwell Banker Realty

Similar Homes