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1704 Phelps St, Columbia, SC, 29205

5beds
4baths
3,309sqft
$799,000
$241price/sqft
$4,967/moest. monthly cost
$198,680/yrincome needed

About This Home

Tucked within the established and highly regarded Wheeler Hill neighborhood, 1704 Phelps presents a rare opportunity to own a thoughtfully updated three-story residence just moments from the University of South Carolina. This home balances classic architectural character with modern enhancements designed for comfortable, sophisticated living.Warm heart pine floors extend throughout the main living areas, setting the tone for inviting formal and casual spaces. The living room, anchored by a fireplace, offers a welcoming setting for quiet evenings, while the formal dining room is well-suited for entertaining. An open-concept family room flows seamlessly into the updated kitchen and informal dining area, creating a natural gathering space for everyday living.Upstairs, the primary suite serves as a private retreat, highlighted by elevated views of the Columbia skyline. The spa-inspired bath features heated floors, a programmable shower, heated towel rack, and a defogging mirror—bringing a sense of luxury to daily routines. Additional bedrooms provide flexibility for family, guests, or workspace needs.The third level offers exceptional versatility, with a large third floor room, an additional bedroom and bath, and the option for expanded bedroom or office use.Outdoors, a walled brick courtyard with a fountain and raised garden beds creates a peaceful, low-maintenance setting for dining or relaxation.A distinctive home in one of Columbia’s most desirable in-town locations—offering proximity, character, and modern comfort in equal measure. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

55
WalkingSomewhat Walkable
45
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

7/10
5/10
Hand Middle SchoolGrades 6-80.8 mi
7/10
Dreher High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Wood Fiber-Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,309
  • Total interior livable area: 3,309 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 113071102

Features

  • Stories: 3

Lot

  • Lot size: 3,179 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Ice Storm

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$183$2,196
Property Taxes $426$5,112
Electricity $318$3,818
Total$4,967$59,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,297/yr
40% on housing$149,010/yr
45% on housing$132,453/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 29205$153
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29205
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$799,000
2026-03-20Listed for sale$850,000
2025-06-03Sold$575,000
2025-04-25Pending sale$575,000
2025-04-24Contingent$575,000
2025-04-15Price change$575,000
2025-01-13Listed for sale$600,000
2024-12-24Listing removed$600,000
2024-10-25Price change$600,000
2024-10-23Listed for sale$625,000
2024-10-01Pending sale$625,000
2024-08-01Price change$625,000
2024-07-04Listed for sale$650,000
2021-04-30Sold$465,000
2017-11-21Sold$420,000
2017-09-27Price change$439,000
2017-04-24Listed for sale$446,000
2008-03-25Sold$417,000
2008-01-18Listed for sale$469,000
2002-06-13Sold$370,000

For Sale by Agent

AgentKathy S Taylor
BrokerageElite Properties & Dev, Inc

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